Elijah Nash, WalletHub Analyst
@Eli.nash
The minimum Capital One credit card requirements include being at least 18 years old, having the required credit score, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number. Some requirements may vary depending on the card.
Minimum Capital One Credit Card Requirements
- Enough income to make the monthly minimum payment
- the required credit score
- 18+ years old with a checking or savings account
- Social Security number or International Tax Identification Number
- Some Capital One credit cards require your monthly income to be at least $425 more than your monthly housing payment.
- Physical U.S. address (no P.O. boxes)
If you apply for a Capital One card, make sure you enter all the required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime. Similarly, keep in mind that the above requirements are guidelines and approval is never guaranteed.
If you don't know whether your credit score qualifies you for a Capital One credit card, you can check it for free on WalletHub. It's also worth checking out our editor's guide on how to improve your credit score.
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People also ask
How can I check my Capital One application status?
You can check your Capital One credit card application status by simply calling customer service at (800) 903-9177. You will be asked to enter your 9-digit Social Security Number to confirm your identity. Once you do so, you will receive a status update.
How to check your Capital One credit card application status:
- Call (800) 903-9177.
- When you hear the menu, say "application status" or press "3."
- Enter your 9-digit Social Security number when prompted...
Why was my Capital One credit card declined?
Your Capital One credit card was probably declined because of a lack of available credit, a defective card, a broken card reader, or fraud concerns. Other possible reasons include an expired card number or a new card that has yet to be activated. If you’re behind on your payments, Capital One may temporarily lock – or even close – the account, preventing you from making any new purchases.
7 Reasons Why Capital One Credit Cards Get Declined
... read full answer by Gina Marte, WalletHub AdvisorDid we answer your question?
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