Chip Lupo, Credit Card Writer
@CLoop
The Capital One credit card due date is 25 days after the end of each monthly billing cycle, and it falls on the same date every month, excluding weekends and holidays. You can find your specific due date on your monthly statement or your online account. Due dates differ from customer to customer.
Other Key Things to Know About Capital One Credit Card Due Dates
- Capital One lets you set up autopay for your monthly bill, so that you don’t have to worry about due dates.
- If you need to change your due date, you can do so through your online account or by contacting Capital One customer service at the number on the back of your card. It may take a few billing cycles before the new due date takes effect.
- Interest won’t accrue during the grace period between when your statement closes and your Capital One credit card’s due date, if you pay your balance in full each month.
You should always pay at least the minimum amount required by your due date to avoid damaging your credit score. To make sure you understand the process, you can read WalletHub’s guide on credit card payments.
Popular Credit Cards from Capital One, Our Partner
-
Rewards
-
0% Intro APR
-
No Annual Fee
-
Building Credit
People also ask
What's the Capital One payment cut-off time?
The Capital One credit card payment cut-off time is 8 p.m. EST (Monday-Saturday, excluding holidays). If you pay your card by this time on your due date (unless it is a Sunday or a holiday), your payment should post to the account by midnight the same day. But if you don’t pay your bill by the cut-off time, your payment will be considered late and you will be charged a late fee of up to $39.
...
read full answer by Archie Conway, WalletHub Financial AnalystWhat is a closing date on a credit card?
The closing date on your credit card is the last day of the billing cycle. The closing date should be on the same day each month, and it's the last day that new purchases could be added to your monthly credit card statement. It's also when a credit card issuer calculates interest charges if you began the billing cycle with a balance.
The closing date for a credit card is listed on the monthly account statement,...
read full answer by John S Kiernan, Managing EditorHow do I know my first credit card billing cycle?
Your first credit card payment is due 21-25 days after the end of the first billing cycle in most cases. The first cycle lasts about a month from when you open your credit card, and the account statement issued at the end of this first billing period provides the due date, the balance owed, and the minimum payment due.
If you don’t pay at least the minimum payment by the due date, your payment will be...
read full answer by Theresa Chalfant, WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.