Lisa Cahill, Credit Cards Moderator
@lisacahill
The best Capital One first-time credit card is the Capital One QuicksilverOne Cash Rewards Credit Card because it is available to people with limited credit and offers 1.5 - 5% cash back on purchases. This card doesn’t require a security deposit to open an account but has a $39 annual fee.
Best Capital One First-Time Credit Cards
Credit Score: Limited History
Annual Fee: $39
Ongoing Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases
Credit Score: Limited History
Annual Fee: $0
Ongoing Rewards: N/A
Credit Score: Bad
Annual Fee: $0
Ongoing Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1.5% cash back on all other purchases
Credit Score: Bad
Annual Fee: $0
Ongoing Rewards: N/A
Credit Score: Limited History
Annual Fee: $0
Ongoing Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, along with 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases)
How to Qualify for the Best Capital One Credit Cards
It’s important to note that when you’re a first-time credit card user, you normally have no credit history. A Capital One first-time credit card is ideal for helping you establish that credit. In time, you’ll qualify for some of the best Capital One credit cards with lower interest rates, higher credit limits, and better rewards and benefits.
Popular Credit Cards from Capital One, Our Partner
-
Rewards
-
0% Intro APR
-
No Annual Fee
-
Building Credit
People also ask
What's the best Capital One credit card for no credit?
One of the best Capital One credit cards for no credit is the Capital One Platinum Credit Card (see details, rates & fees) because it does not require a security deposit to open the account and has a $0 annual fee. Capital One Platinum (see details, rates & fees) also reports monthly to all three major credit bureaus. That’s all you need to build credit inexpensively.
If you want a card with rewards and don’t mind paying an annual fee, the Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees) offers 1.5% cash back on all purchases. The annual fee is $39.
...
read full answer by Jamie Thompson, WalletHub AnalystWhat are the Capital One credit card requirements?
The minimum Capital One credit card requirements include being at least 18 years old, having the required credit score, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number. Some requirements may vary depending on the card.
Minimum Capital One Credit Card Requirements
- Enough income to make the monthly minimum payment
- the required credit score
- 18+ years...
What is the easiest Credit One credit card to get?
The Capital One Platinum Secured Credit Card (see details, rates & fees) and the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees) are the easiest Captal One credit cards to get. Both cards are available to applicants with bad credit and require a refundable security deposit, making them easy to get approved for.
Easiest Capital One Credit Cards to Get
- Details, Rates & Fees Easiest to Get:
- Details, Rates & Fees Easiest to Get:
- Easiest to Get:
- Details, Rates & Fees Rewards:
- Details, Rates & Fees Rewards:
- Rewards:
- Details, Rates & Fees Unsecured:
- Details, Rates & Fees Unsecured:
- Unsecured:
- Details, Rates & Fees Students - Building Credit:
- Details, Rates & Fees Students - Building Credit:
- Students - Building Credit:
- Details, Rates & Fees Students - Dining Rewards:
- Details, Rates & Fees Students - Dining Rewards:
- Students - Dining Rewards:
- Business:
- Business:
- Business:
- Easiest to Get:
- Rewards:
- Unsecured:
- Students - Building Credit:
- Students - Dining Rewards:
- Business:
If you are unable to get approved for a Capital One credit card, consider becoming an authorized user on someone else’s credit card account. You can also take a...
read full answer by John S Kiernan, Managing EditorDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.