Theo Frank, WalletHub Credit Card Analyst
@frankth19
You can find a Capital One Quicksilver ATM at more than 70,000 locations nationwide. These are all fee-free Capital One ATMs, but you can use your Capital One Quicksilver card at any ATM that displays your card's network.
Capital One Quicksilver is currently backed by the Mastercard network, but there are cardholders with both VISA and Mastercard versions. Either way, both networks have the most extensive worldwide acceptance, so you won’t have issues using your Capital One Quicksilver card.
What to Keep in Mind About Capital One Quicksilver Cash Advances
Even with a fee-free ATM, cash advances are extremely expensive transactions. Capital One Quicksilver charges a 29.24% (V) cash advance APR, which starts accruing as soon as the advance is granted as there is no grace period for it. Plus, you will be charged either 5% (min $5) of the transaction amount, whichever is higher. So, it's best to reserve cash advances for emergencies.
If, on the other hand, you'd like to use an ATM to make a Capital One Quicksilver bill payment, simply search for an eligible fee-free ATM online and filter your results by location type and service (i.e., "ATM" and "Make a Card Payment," respectively).
