Chip Lupo, Credit Card Writer
@CLoop
Yes, you can get pre-approved for the Capital One Quicksilver Cash Rewards Credit Card. Capital One has an online pre-approval page where you can quickly check your odds of approval for certain cards before you apply for one.
You may also receive pre-approved offers by email or when logging in to your account if you already have a different account with Capital One. Additionally, Capital One may mail you pre-approved offers for specific cards.
Getting pre-approved for the Capital One Quicksilver indicates that your chances of being approved for an account are very high, should you decide to apply. It does not mean that approval is guaranteed.
How to Check for Capital One Quicksilver Pre-Approval Online
- Go to the pre-approval page on Capital One’s website.
- Fill in your personal information, such as your name, your address, and the last 4 digits of your Social Security number.
- Submit your information to view any pre-approved offers.
If you are pre-approved online, you will see the Capital One cards that will give you high odds of approval, which may or may not include the Capital One Quicksilver. Once you are pre-approved, you can apply for the card of your choice directly from the pre-approval page. Simply click the button next to the card you want, and you will be directed to the card’s application page.
To respond to a pre-approved offer for the Capital One Quicksilver that you receive in the mail, visit the website listed in your pre-approval letter and enter the invitation code included with your offer. This allows Capital One to flag the application as pre-approved.
Capital One Quicksilver pre-approval does not affect your credit score, as it’s done using a soft credit pull. But if you decide to apply for the Capital One Quicksilver, Capital One will conduct a hard inquiry, which will likely lead to a small, temporary decrease in your credit score.
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card
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People also ask
How long does it take to get approved for Capital One Quicksilver?
It often takes only a minute to get approved for Capital One Quicksilver (see details, rates & fees), if you apply over the phone or online.
However, when they need to verify your information, that can extend up to 10 business days, but those situations are rare.
If, for some reason, you don't get a decision immediately, you can check your application status by calling Capital One customer service.
read full answer by Jamie Thompson, WalletHub AnalystWhen does the Capital One Quicksilver card report to credit bureaus?
The Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees) reports to the credit bureaus once each month, within days after the end of your monthly billing period. Capital One reports the card’s credit limit, account balance, payment status, and more to TransUnion, Equifax, and Experian.
After the Capital One QuicksilverOne (see details, rates & fees) card reports your account information to a credit bureau each month, it may take a few days before the updates appear on your credit report. When you first open a new Capital One QuicksilverOne (see details, rates & fees) credit...
read full answer by Chip Lupo, Credit Card WriterWhats the difference between pre-approved and pre-qualified credit cards?
Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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