Lisa Nash, Member
@lisa_nash
The starting credit limit for the Capital One Savor Student Cash Rewards Credit Card depends on various factors, but the two most important are your credit history and disposable income.
Unfortunately, Capital One doesn’t disclose the card’s minimum credit limit. However, there are applicants who got a $500 starting credit limit, according to anecdotal reports.
Having said that, it is also worth noting that the Capital One Savor Student Cash Rewards Credit Card limit that you start off with isn't necessarily your credit limit forever. You can request a Capital One credit limit increase online or by calling customer service at the number on the back of your card.
People also ask
What credit score do you need for a Capital One credit card?
We recommend a credit score of 700 or higher (good to excellent credit) to get the best Capital One credit card offers. Other options are also available for people with lower scores, as it is possible to get approved for Capital One credit card with limited credit history or a bad credit score.
Capital One Credit Score Requirements by Card
- Capital One Venture X Rewards Credit Card (see details, rates & fees): 750+ recommended (Excellent credit)
- Capital One Venture Rewards Credit Card (see details, rates & fees): 700+ recommended (Good credit)
- Capital One VentureOne Rewards Credit Card (see details, rates & fees): 700+ recommended (Good...
What is the starting credit limit for a Capital One credit card?
There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.
When determining credit limits, factors such as your debt-to-income ratio, repayment history and the length of your credit history will play a significant role. Unfortunately, there's no surefire way of knowing your credit limit before applying and getting approved for a Capital One credit card.
How to get...
read full answer by David Freeman, MemberHow do you get approved for a high limit credit card?
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
4 Steps on How to Get Approved for a High Limit Credit Card
1. Improve your credit score:
High limit...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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