The Capital One Spark Classic credit score requirements aren't as harsh as you might think. A score of 660 should put you in a good position. Having a certain score doesn’t guarantee that your application for a certain card will be approved since they will also look at your income, past negatives, and credit utilization. Another thing to consider is that the Capital One Spark Classic is designed with people with limited credit in mind, so you should be able to qualify for the Spark even if you have less than 3 years of credit history. Good luck with your application!
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