Chip Lupo, Credit Card Writer
@CLoop
No, the Capital One Venture X does not have a 0% APR intro period for new purchases. If you’re planning on making a large upcoming purchase and you don’t anticipate paying off the balance for a few months, the Capital One Venture X is not a great credit card to use.
Alternatively, you can check out the best 0% APR credit cards of 2025, selected by WalletHub’s editors from 1,500+ offers. Just keep in mind that many cards with a 0% APR intro period for new purchases require good or excellent credit for approval. You can check your credit score for free on WalletHub to gauge your odds.
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People also ask
What are the best Capital One credit cards with no interest for 18 months?
There aren’t any Capital One credit cards with no interest for 18 months. The best 0% APR credit cards from Capital One have a zero-interest offer that lasts for 15 months and applies to new purchases as well as balance transfers.
You can see more details below.
Capital One Credit Cards with a Long Intro APR
Purchase Intro APR: 0% for 15 months
Transfer Intro APR: 0% for 15 months
Regular APR: 19.24% - 29.24% (V)
Balance Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time
Initial Bonus: $300 in welcome bonuses: a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year (limited-time offer), plus a $200 cash bonus for spending $500 on purchases in the first 3 months
Ongoing Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 5% cash back on Capital One Entertainment through 12/31/25, and 1.5% cash back on all other purchases
Annual Fee: $0
Credit Score: Good
Purchase Intro APR: 0% for 15 months
Transfer Intro APR: 0% for 15 months
Regular APR: 19.24% - 29.24% (V)
Balance Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time
Initial Bonus: $100 to use on Capital One Travel in your first cardholder year (limited-time offer), plus 20,000 bonus miles for spending $500 in the first 3 months
Ongoing Rewards: 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases
Annual Fee: $0
Credit Score: Good
Purchase Intro APR: 0% for 12 months
Transfer Intro APR: 0% for 12 months
Regular APR: 19.24% - 29.24% (V)
Balance Transfer Fee: 3% for the first 12 months, 4% at a promo APR that Capital One may offer you at any other time
Initial Bonus: $300 in welcome bonuses: a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year (limited-time offer), plus a $200 cash bonus for spending $500 on purchases in the first 3 months
Ongoing Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, along with 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases)
Annual Fee: $0
Credit Score: Good
If you’re not tied to Capital One as an issuer, you should consider the U.S. Bank Shield™ Visa® Card instead. It offers...
read full answer by Jason Miles, Wallethub Credit Card ConsultantHow much is the Capital One annual fee?
The Capital One credit card annual fees range from $0 to $395, depending on the card. Most Capital One consumer credit cards have no annual fee, and the few cards that do have such a fee usually come with extensive rewards, too.
One of the best Capital One credit cards with a $0 annual fee is the Capital One VentureOne Rewards Credit Card (see details, rates & fees). This card offers $100 to use on Capital One Travel in your first cardholder year (limited-time offer), plus 20,000 bonus miles for spending $500 in the first 3 months. The card also gives 5 miles per $1 spent on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1.25 miles per $1 on all other purchases. All around, this card is great for people on a budget who travel frequently.
... read full answer by Bogdan Roberts, Credit Cards ModeratorAre Capital One credit card interest rates any good?
Capital One credit card interest rates can be as low as 0% introductory APR for as long as 15 months. Regular, ongoing Capital One credit card interest rates can be as low as 17.49% (V) or as high as 29.24% (V), depending on the card and the applicant’s credit standing.
Capital One Credit Card Interest Rates by Card
- Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees): 19.24% to 29.24% (V)
- Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees): 29.74% (V)
- Capital One Savor Cash Rewards Credit Card (see details, rates & fees): 19.24% to 29.24% (V)
- Capital One VentureOne Rewards Credit Card (see details, rates & fees): 19.24% to 29.24% (V)
- Capital One Platinum Credit Card (see details, rates & fees): 29.74% (V)
- Capital One Spark Cash Select (see details, rates & fees): 17.49% to 23.49% (V)...
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