Tom Lipkis, WalletHub Credit Card Consultant
@cindercard
Chase credit card interest rates can be as low as 0% intro APR for as long as 15 months. Regular, ongoing Chase credit card interest rates can be as low as 16.74% (V) or as high as 27.74% (V), depending on the card and the applicant’s credit standing.
Chase Credit Card Interest Rates by Card
| Credit Card | Regular APR | Purchase Intro APR | Balance Transfer Intro APR |
| 18.24% - 27.74% (V) | 0% for 15 months | 0% for 15 months | |
| 18.24% - 27.74% (V) | 0% for 15 months | 0% for 15 months | |
| 16.74% - 24.74% (V) | 0% for 12 months | Not Offered | |
| 19.24% - 27.49% (V) | Not Offered | Not Offered |
Chase credit card interest rates are variable, meaning it can change based on certain economic conditions.
Chase gives you a grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a balance on your credit card, it will accumulate interest daily at the card's regular APR.
In addition to the regular rate, Chase credit cards come with a separate interest rate for cash advances and a penalty rate for delinquent payments. The interest rates will be listed on the card's monthly statement and online account summary.
If you want to learn more, you can check out WalletHub’s guide on credit card interest rates.
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People also ask
What is the Chase credit card interest rate?
Chase credit card interest rates can be as low as 0% intro APR for as long as 15 months. Regular, ongoing Chase credit card interest rates can be as low as 16.74% (V) or as high as 27.74% (V), depending on the card and the applicant’s credit standing.
Chase Credit Card Interest Rates by Card
| Credit Card | Regular APR | Purchase Intro APR | Balance... |
How much is the starting Chase credit card credit limit?
Chase credit limits are $500 to $10,000, at a minimum, depending on the card. The Chase credit card with the highest starting credit limit is the Chase Sapphire Reserve, which reportedly offers limits as high as $100,000 to people with a high income.
Chase Credit Limits by Credit Card
- Chase Freedom Flex® Credit Card: $500+
- Chase Sapphire Reserve®: $10,000+
- Chase Sapphire Preferred® Card: $5,000+
- Ink Business Cash® Credit Card: $3,000+
- Chase Slate® Credit Card: $500+
- Chase Slate® Credit Card: $500+
Chase typically discloses only the minimum...
read full answer by Sebi Mitchell, Credit Cards ModeratorWhat is the Chase credit card grace period?
Chase’s grace period for credit card payments is at least 21 days, from the end of the monthly billing cycle until your payment due date. If you always pay your balance in full during the Chase credit card grace period, you will not owe any interest. Your monthly statement will clearly show when the due date is.
For example, let’s say your credit card statement closes on January 15. Your due date won’t be until at least...
read full answer by Jeff Pratley, WalletHub Credit Card AnalystDid we answer your question?
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