Chip Lupo, Credit Card Writer
@CLoop
Yes, the Chase Freedom Unlimited has an introductory purchase APR of 0% for 15 months after account opening. Once this intro period expires, any remaining balance on the Chase Freedom Unlimited will be subject to the regular APR of 18.24% - 27.74% (V).
Since the average 0% intro APR for new purchases lasts 11.59 months, the Chase Freedom Unlimited offer is above average. The Chase Freedom Unlimited also has a 0% intro APR for balance transfers, lasting 15 months, with a regular APR of 18.24% - 27.74% (V). It is accompanied by a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after).
It’s important to remember that even though you don’t pay interest during 0% APR periods, you still must make timely minimum payments each month. You should also consider paying more than the minimum, since you’ll want to pay off the credit card balance before the regular APR kicks in. For help planning your payments, try out WalletHub’s Credit Card Calculator.
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People also ask
Which Chase Credit Cards have a 0% APR offer?
There are multiple Chase credit cards with a 0% APR on new purchases, ranging from 0% intro for 12 months to 0% intro for 15 months. The best 0% APR Chase credit card is the Chase Freedom Unlimited® because it offers an intro APR of 0% for 15 months and has a $0 annual fee. Since the average 0% intro APR for new purchases lasts 11.59 months, the Chase Freedom Unlimited offer is above average.
Chase Credit Cards with 0% APR on Purchases
... read full answer by Chip Lupo, Credit Card WriterWhat is the Chase Freedom Unlimited credit limit?
The Chase Freedom Unlimited credit limit is $500 or more. Everyone who gets approved for Chase Freedom Unlimited is guaranteed a credit limit of at least $500, and the most creditworthy applicants could get much higher limits. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The Chase Freedom Unlimited credit limit that you receive upon approval isn’t necessarily permanent. You can ask to get a credit limit increase by calling the Chase customer service number on...
read full answer by Maria Adams, Credit Cards ModeratorWhat happens when 0% APR ends?
When a 0% APR period ends, the credit card’s regular APR will kick in. That rate will apply to any unpaid balance remaining on the credit card as well as any new purchases made from that point on. The regular APR that applies when a 0% APR period expires tends to be very high, so it’s best not to leave much of a balance for it to affect.
The only exception to this rule...
read full answer by Hector Molina, WalletHub AnalystDid we answer your question?
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