Maria Adams, Credit Cards Moderator
@m_adams
The Chase Freedom Unlimited® interest rate is 18.24% - 27.74% (V), with the exact rate depending on factors such as your income, credit history and existing debt. This Chase Freedom Unlimited card interest rate is variable, meaning it can change based on certain economic conditions.
The Chase Freedom Unlimited card also offers new cardholders an introductory interest rate of 0% for 15 months on purchases and 0% for 15 months on balance transfers. Balance transfers are subject to a fee of either $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days (5%, min $5 after). After the card’s intro rate expires, the regular interest rate applies to any remaining balance. In addition, there are a few other Chase Freedom Unlimited interest rates you should be aware of.
Chase Freedom Unlimited Interest Rates
- Regular APR: 18.24% - 27.74% (V)
- Intro Purchase APR: 0% for 15 months
- Intro Balance Transfer APR: 0% for 15 months
- Cash Advance APR: 28.49% (V)
The Chase Freedom Unlimited card gives you a grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a balance on your Chase Freedom Unlimited card, it will accumulate interest daily at the card's regular APR.
If you want to learn more, you can check out WalletHub’s guide on credit card interest rates.
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People also ask
What is the Chase credit card interest rate?
Chase credit card interest rates can be as low as 0% intro APR for as long as 15 months. Regular, ongoing Chase credit card interest rates can be as low as 16.74% (V) or as high as 27.74% (V), depending on the card and the applicant’s credit standing.
Chase Credit Card Interest Rates by Card
| Credit Card | Regular APR | Purchase Intro APR | Balance... |
What are my Chase Freedom Unlimited card approval odds?
Your Chase Freedom Unlimited card approval odds are good if you have a credit score of 700+, which is considered good credit. Approval odds for the Chase Freedom Unlimited card will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Chase Freedom Unlimited Card Approval Odds
- Good credit or better+ credit score...
What is the Chase Freedom Unlimited minimum payment?
The Chase Freedom Unlimited minimum payment is any past-due amount, plus either $40 or 1% of the statement balance plus any interest and fees - whichever is higher. If the statement balance is less than $40, the Chase Freedom Unlimited minimum payment will be equal to the balance. In addition, if you recently missed a payment, Chase may add a late fee to your minimum payment.
Keep in mind that the minimum payment is the smallest amount you’re...
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