Maria Adams, Credit Cards Moderator
The Chase Freedom Unlimited APR ranges from 19.99% to 28.74% (V). However, the actual rate will be based on factors such as your income, credit history, and existing debt. Chase Freedom Unlimited also offers an intro APR of 0% for 15 months on both new purchases and qualifying balance transfers. After the card’s intro rate expires, the regular interest rate applies to any remaining balance. The better an applicant’s credit standing, the higher their odds are of getting a lower interest rate.
If you’re an existing Chase Freedom Unlimited cardholder, you can find your Chase Freedom Unlimited APR on your monthly statement or online account.
Other Chase Freedom Unlimited APRs
Keep in mind that there is a separate APR for cash advances. So, if you withdraw cash using your Chase Freedom Unlimited card, that amount is subject to an APR of 29.99% (V). Plus, the Chase Freedom Unlimited charges a penalty APR for delinquent payments.
You won’t have to worry about the Chase Freedom Unlimited APR if you pay your balance in full every month. Chase Freedom Unlimited comes with a 21-day grace period from the close of each billing period until the payment due date. If you pay off the entire balance during that timeframe, you won’t be charged any interest. Note that there is no grace period for cash advances, so interest starts to accumulate as soon as you complete the transaction.
Chase Freedom Unlimited®
People also ask
Did we answer your question?