Chip Lupo, Credit Card Writer
@CLoop
You need enough income to afford monthly bill payments on the Chase Freedom Unlimited® card. While the terms and conditions of the Chase Freedom Unlimited® card do not disclose a specific minimum income requirement, the higher your income is, the more likely you are to be approved. Your income will also play a big part in determining your credit limit, with higher incomes generally leading to higher limits.
Keep in mind that the income you list on a credit card application doesn’t necessarily have to come from a job. Chase will also consider things like Social Security benefits, unemployment insurance, alimony payments, pension distributions, investment returns and more.
In addition, if you are at least 21 years old, you may include shared household income on your application. If you are 18-20 years old, you may only include your own income.
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What is the Chase Freedom Unlimited credit score requirement?
The Chase Freedom Unlimited® credit score requirement is 700 or better . That means people with good credit or better have a shot at getting approved for the Chase Freedom Unlimited Card.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Chase Freedom Unlimited Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts,...
read full answer by Maria Adams, Credit Cards ModeratorIs Chase Freedom Unlimited hard to get?
The Chase Freedom Unlimited® card is hard to get. You need a good credit score of 700 or higher, and enough income to afford at least the minimum monthly payments on the Freedom Unlimited card to have a good chance of being approved. In addition, Chase considers factors such as your existing debt, monthly housing payment amount, and number of recently opened credit accounts, among others.
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read full answer by Chip Lupo, Credit Card WriterWhat is the minimum salary for a credit card?
The minimum salary for a credit card depends on the specific card, but you may be able to get approved for a credit card with an annual salary as low as $10,000 or so. While there is no official minimum salary requirement for a credit card, issuers are still required to ensure that applicants can afford monthly payments. As a result, your chances of approval are better with a higher income.
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read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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