Chip Lupo, Credit Card Writer
@CLoop
You can request a Ink Business Unlimited® Credit Card credit limit increase by calling customer service at 1-800-432-3117. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Chase has on file. Chase will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
Impact of a Chase Ink Business Unlimited Credit Limit Increase on Your Credit Score
When you request a Chase Ink Business Unlimited credit limit increase, Chase will conduct a hard pull of your credit report, which will cause a short-term dip in your credit score. Chase cannot do a hard pull without your permission, though.
Alternatively, you could be eligible for a Chase Ink Business Unlimited credit limit increase without even requesting one. The Chase Ink Business Unlimited may offer an automatic credit limit increase if Chase’s regular review of your account shows a history of on-time payments and low debt. An automatic credit limit increase involves a soft pull, which does not affect your credit score.
People Also Apply For
People also ask
What is the Chase Ink credit card credit limit?
Chase Ink credit card limits start at $3,000 to $10,000, depending on the card. It's also possible to get a credit limit above the minimum on a Chase Ink business credit card if your personal credit score, annual income, and outstanding debt are in good shape.
Chase Ink Credit Limits by Card
- Ink Business Cash® Credit Card: $3,000, at a minimum.
- Ink Business Unlimited® Credit Card: $3,000, at a minimum.
- Ink Business Preferred® Credit Card: $5,000, at a minimum.
- Ink Business Premier® Credit Card: $10,000, at a minimum....
Will a Chase credit limit increase use a soft pull?
Yes, a Chase credit limit increase will use a soft pull, but only if Chase offers it, not if you request it. If you ask for a higher spending limit, Chase will do a hard inquiry into your credit history, which will cause a temporary dip in your credit score. Chase basically needs to confirm that someone who asks for more spending power can handle it. But if Chase decides to increase your credit limit automatically, a hard pull won’t...
read full answer by WalletHub, Financial CompanyHow do I request a credit limit increase with Chase?
You can request a Chase credit limit increase by calling customer service at 1-800-432-3117. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Chase has on file. Chase will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
Impact of...
read full answer by John Miller, Credit Cards ModeratorDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.