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To add a Chase Sapphire Preferred authorized user, log in to your online account services or call customer service at 1-855-473-4583. You will need to provide the person’s full name, date of birth and address in order to add them as an authorized user on your Chase Sapphire Preferred credit card account.
A primary cardholder can make anyone a Chase Sapphire Preferred authorized user, as there are no minimum age requirements. There is a limit of 10 authorized users allowed on the account, though.
How to Add a Chase Sapphire Preferred Authorized User Online
- Log in to your Chase Sapphire Preferred card account.
- Click the “Services” tab.
- Click “Authorized users” under the “Card Management” menu.
- Enter the user’s details.
- Click “Add.”
When you add a a Chase Sapphire Preferred authorized user, they will receive their own credit card, sent to your mailing address, within 7-10 days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit. Chase authorized users are able to make purchases, report lost or stolen cards and initiate billing disputes. However, they cannot add or remove other authorized users, request a higher credit limit, or change payment information. Make purchases, report lost or stolen cards and initiate billing disputes add or remove other authorized users, request a higher credit limit, or change payment information.
In addition, any purchases an authorized user makes on the account will appear on your statement, and as the primary cardholder, you are responsible for all purchases on the account. Chase reports account information to all three of the major credit bureaus, which affects not only the user’s credit history, but also the primary cardholder’s. Authorized users may be removed from an account at the user’s or primary cardholder’s request at any time, and for any reason.
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People also ask
How do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. You can also mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
You will need to provide the card number, the primary cardholder’s name, and the authorized user’s name. Some credit card...
read full answer by WalletHub, Financial CompanyIs there a minimum age for an authorized user on a credit card?
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
read full answer by WalletHub, Financial CompanyWhat are the pros and cons of adding an authorized user to a credit card?
The pros of adding an authorized user to a credit card outweigh the cons in most cases. The primary pro of adding an authorized user to an account is that it allows the authorized user to build credit, while the biggest con is that you are responsible for any purchases the authorized user makes.
Fortunately, there are ways to manage the downsides of this arrangement. For one thing, you don’t have to give the authorized...
read full answer by Ryan P Page, Staff WriterDid we answer your question?
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