Cameron DiGiovanni, Writer
@cdigiovanni20
Chase Sapphire Preferred dining purchases include most places that have sit-down eating. More specifically, the card’s dining rewards category includes everything from fast-food restaurants to fine-dining establishments, as long as the location has an appropriate merchant category code.
Merchant category codes are numbers that categorizes vendors based on what they sell. Merchants that are classified as a restaurant will give Chase Sapphire Preferred cardholders 3 points per $1 spent on each purchase. Eligible delivery services, dining out, and takeout services also count as dining purchases for the Chase Sapphire Preferred.
Here’s what counts as dining for Chase Sapphire Preferred:
- Full-service restaurants
- Fast food restaurants
- Cafés
- Food delivery services
- Bars and breweries
- Coffee shops
- College dining halls
- Eligible delivery services, dining out, and takeout services
While these types of places typically count as dining for Chase Sapphire Preferred, it’s possible that some specific locations may not. For example, merchants located within facilities such as malls, stadiums, or supermarkets may not be classified as restaurants. In addition, bakeries, grocery stores, and caterers usually will not qualify as part of the Chase Sapphire Preferred dining category.
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People also ask
What are the Chase Sapphire Preferred categories for rewards?
The Chase Sapphire Preferred® Card categories for bonus rewards are travel, dining, select streaming services and online groceries purchases (excluding Target, Walmart and wholesale clubs). Purchases that fall into the Chase Sapphire Preferred bonus categories get cardholders extra rewards compared to the card’s base earning rate.
Whether a purchase falls into a card’s bonus categories depends on “Merchant Category Codes,” which are assigned by the major credit card networks to merchants based on what kind of business they conduct. So, if...
read full answer by Chip Lupo, Credit Card WriterAre there Chase Sapphire Preferred dining rewards?
Yes, there are Chase Sapphire Preferred dining rewards. Purchases earn 3 points per $1 spent. There’s no limit to the number of points you can earn. Eligible purchases include either sit-down or eat-in fast food and fine dining restaurants, as well as takeout and eligible delivery services if they classify as a restaurant merchant.
Chase Sapphire Preferred Dining Rewards Exclusions
- Bakeries, caterers and meal kit delivery services
- Third party delivery service merchants are not included,...
What does the Chase Sapphire Reserve dining rewards category include?
The Chase Sapphire Reserve dining rewards category includes most places that offer sit-down or eat-in dining, from eligible delivery services to takeout and dining out. Purchases from merchants that are classified as “dining/restaurants” will give you 3 points per $1 spent.
What Counts as Dining for Chase Sapphire Reserve
- Fast food restaurants
- Fine dining establishments
- Bars and breweries
- Coffee shops and cafés
- University dining halls
- Eligible delivery services
- Takeout orders...
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