Maria Adams, Credit Cards Moderator
@m_adams
Yes, Chase Sapphire Preferred covers rental car insurance in Ireland. To get coverage, you will need to charge the full amount of the car rental booking to the card. You can also use points towards the cost of the rental car. The cardholder needs to be the primary driver on the rental car agreement and decline the rental company’s insurance.
The coverage provides reimbursement of up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and overseas, but excludes certain expensive and exotic vehicles. Plus, only rentals lasting less than 31 consecutive days are covered.
For more details, check your cardmember insurance. You’re also encouraged to contact Chase prior to your departure and ensure that the country you’re traveling to is included in the coverage.
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How can I maximize my Chase Sapphire Preferred rental car insurance benefit?
To maximize your Chase Sapphire Preferred rental car insurance benefit, decline the rental car company’s coverage and charge all car rentals to your card. This benefit covers damage due to a collision or theft, up to the actual cash value of the rental car. Chase Sapphire Preferred also awards cardholders with 2 points per $1 spent on car rentals, and you should make sure to redeem for travel to get maximum value.
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read full answer by Evelyn Boros, Credit Cards ModeratorDoes Chase Sapphire Preferred offer international rental car insurance?
Yes, Chase Sapphire Preferred does offer international rental car insurance. However, not all rental agencies allow you to rent a car using a credit card. So, before setting out on your trip, check with the car rental agency first, to make sure that they accept the Chase Sapphire Preferred card.
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read full answer by Maria Adams, Credit Cards ModeratorDoes my car insurance cover me in another country?
Your car insurance will not cover you in another country except for Canada and possibly Mexico. U.S. car insurance policies will typically extend coverage to incidents that occur in Canada, providing the same types of coverage and limits you have while you’re driving at home. Some companies may offer coverage for vehicle damage suffered while driving in Mexico, too, but your U.S.-based car insurance policy will not provide liability coverage when you’re driving in Mexico.
... read full answer by Milvionne Chery Copeland, WriterDid we answer your question?
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