Chip Lupo, Credit Card Writer
@CLoop
Yes, the Chase Sapphire Reserve does have travel insurance benefits, the best of which are baggage delay insurance and trip cancellation/interruption insurance. To be eligible to file a travel insurance claim, you’ll need to pay for your travel using your Chase Sapphire Reserve.
Types of Chase Sapphire Reserve Travel Insurance
- Trip delay insurance: This benefit reimburses you for necessary expenses, such as a hotel room, if your trip is delayed for 6 hours or more.
- Trip cancellation/interruption insurance: This benefit covers you against unforeseen cancellations or interruptions that cut your trip short. It only applies to pre-paid, non-refundable travel expenses.
- Lost/damaged baggage insurance: If your luggage is lost or stolen, you can get reimbursed for the contents of the luggage up to $3,000.
- Emergency evacuation and transportation insurance: If you become sick or injured during a trip and need to be evacuated, you can get reimbursed for the medical services and transportation costs up to $100,000.
- Travel accident insurance: This insurance covers you in the event of death or dismemberment during transit.
- Rental car insurance: This benefit covers you against damage to the rental vehicle that results from a collision or theft.
Exclusions and coverage limits apply to many of these benefits, so make sure to check your Chase Sapphire Reserve’s guide to benefits for more details on each type of insurance.
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People also ask
How does Chase Sapphire Reserve Card trip cancellation insurance work?
Chase Sapphire Reserve® trip cancellation insurance reimburses you for certain nonrefundable travel expenses, up to $10,000 per person and $20,000 per trip, when you have to cancel a trip or cut it short due to illness, severe weather, or other covered situations.
Eligible expenses include airfare, hotels, and more. To be covered, all or part of the trip must be purchased with your Chase Sapphire Reserve card.
How Chase Sapphire Reserve card Trip Cancellation Insurance Works
- Covered...
How does the Chase Sapphire Reserve trip delay insurance work?
The Chase Sapphire Reserve trip delay insurance offers coverage if your flight or other mode of transportation is delayed by more than six hours. This benefit applies to all kinds of transportation by a travel provider, such as planes, trains, buses, and cruises. You’re eligible for compensation if you pay for your travel with the Chase Sapphire Reserve.
Chase will reimburse you for unplanned expenses that you have to make because of the situation, up to $500 per...
read full answer by WalletHub, Financial CompanyDoes Chase Sapphire Reserve offer phone insurance?
No, Chase Sapphire Reserve does not offer phone insurance. You can, however, protect your phone through the card’s purchase protection and/or extended warranty benefits. Note that the items must be purchased with the Chase Sapphire Reserve Card in order to qualify for these benefits.
More specifically, purchase protection covers damaged or stolen items purchased with a Chase Sapphire Reserve card for up to $10,000 per claim and $50,000 per year. The coverage lasts for 120 days after the purchase date....
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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