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To respond to a Citi Diamond Preferred invitation to apply, go to the website listed in the offer and enter the invitation code that Citibank provided. Type in your last name and click the “Apply Now” button. You may receive an instant decision. The other option is to fill out the application included with the offer and return it by mail.
Before you apply, though, it’s worth pointing out the difference between receiving an invitation to apply for the Citi Diamond Preferred and being pre-approved or pre-selected. They sound similar but are based on different criteria and indicate different approval odds.
Invitation to Apply vs. Pre-Approval: Key Differences
- An invitation to apply is sent to large groups of people based on demographic information such as ZIP codes.
- An invitation is not based on any credit data, so invitees aren’t as likely to be approved as people who are pre-selected or pre-approved.
- Pre-selected or pre-approved offers are based on credit data, at least to an extent, so people who receive them have already cleared certain hurdles on the path toward meeting the card’s requirements for approval.
Keep in mind that receiving a Citi Diamond Preferred invitation, whether pre-approved or not, does not guarantee approval. As a result, it’s a good idea to check your credit score and review the card’s terms and conditions first. This will allow you to make sure that you have a reasonable chance of getting approved for an account.
Citi Diamond Preferred requires good credit or better for approval.
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People also ask
Is the Citi Diamond Preferred Card hard to get?
Yes, it is hard to get the Citi® Diamond Preferred® Card because it requires at least good credit for approval. Unless your credit score is good enough and you have a lot of income, it will be difficult for you to get approved for the Citi Diamond Preferred.
In order to get the Citi Diamond Preferred, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You’ll also need to have...
read full answer by Chip Lupo, Credit Card WriterHow do I apply for the Citi Diamond Preferred Card?
The easiest way to apply for the Citi Diamond Preferred card is online, and you can get to the online by going directly to Citibank’s website. Alternatively, you can apply by phone or in person.
Keep in mind that the Citi Diamond Preferred card requires good credit. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it’s good to know what your chances are before applying. You can check your credit score for free...
read full answer by Adam McCann, Financial WriterHow can I get Citi Diamond Preferred pre approval?
Yes, the Citi Diamond Preferred card does have pre-approval. Citibank has an online pre-approval page where potential applicants can quickly check their odds of approval for certain Citibank credit cards before they actually apply for one. Current Citibank customers may also receive pre-approved offers periodically by e-mail or when logging into their card’s online account. And in some cases, Citibank will send people pre-approved offers for a specific credit card in the mail.
Getting pre-approved for a...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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