Jillian Moya, Member
@jillian_moya
The Comerica Bank Zero+ Card balance transfer fee is 5% (min $5). This fee is charged when you move an eligible debt to the Comerica Bank Zero+ Card, and the fee amount will be automatically added to the balance.
The Comerica Bank Zero+ Card also offers an introductory APR of 0% for 24 months, after which the regular APR of 17.49% - 28.49% (V) applies.
Very few worthwhile credit cards with no balance transfer fee are available from any issuer. There are, however, many credit cards that offer 0% APR balance transfer promotions, which could help you save a lot of money. Check out WalletHub’s Balance Transfer Calculator to see just how much you could save.
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People also ask
How can you negotiate a balance transfer fee?
To negotiate a balance transfer fee, call the credit card issuer’s customer service number before you apply for the card and make your case. People with a good, long-standing relationship with the issuer and a credit score that exceeds the card’s approval requirements will have the best chance of getting the fee waived.
Negotiating for a lowered or waived balance transfer fee may save you hundreds of dollars, but it’s more likely to be...
read full answer by Cameron DiGiovanni, WriterDo balance transfers hurt your credit?
Yes, balance transfers do hurt your credit when you open a new credit card account to do the transfer. Applying for a balance transfer credit card will generate a hard inquiry on your credit report, causing a slight dip in your credit score.
If you transfer a balance to an existing credit card account, however, there is no hard inquiry and no credit score damage. A balance transfer could still result in high credit utilization, though, and allow you...
read full answer by WalletHub, Financial CompanyCan I transfer a credit card balance to a bank account?
You can’t transfer a credit card balance to a bank account because the balance on your credit card is a debt. If you want to transfer your credit card balance to another credit card, however, you can do that with a balance transfer. You can also transfer available credit from a credit card to a bank account by doing a cash advance.
A cash advance is when you get cash from a credit card, usually at an...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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