What kind of free credit score does Credit One offer?

You can get Credit One to pre-qualify you for one of their credit cards online, by accessing their pre-qualification page. The process will not hurt your credit score, as Credit One just does a soft inquiry.

If you’re prequalified for a Credit One credit card, your odds of acceptance are typically around 90%, should you decide to apply for real. But approval is not guaranteed. Prequalification simply means you may qualify for one of their cards based on a preliminary review of your credit report. You’ll still have to submit an application. Then, Credit One will pull your entire report. This is done with a “hard pull” or “hard inquiry,” which may cause your credit score to dip slightly.… read full answer

Credit One cards are designed primarily for people with bad credit and are fairly easy to get. However, if there are things like unresolved bankruptcies or tax liens on your credit report, Credit One might still reject your application. Otherwise, the odds are in your favor.

You can get a Credit One credit score for free simply by registering for online account access on the Credit One website, if you’re a Credit One cardholder. Credit One now offers free credit scores from Experian. Your credit score, along with a summary of your credit report, is updated once per month.… read full answer

By offering free credit score access to their cardholders, Credit One joined the ranks of many other card issuers. Keeping track of credit scores may be especially important to Credit One cardholders because many of them are in the process of rebuilding their credit.

Here’s how to get free daily credit score updates

It’s worth mentioning that there’s no need to wait for once-a-month updates while rebuilding your credit. A free WalletHub account will get you daily credit score updates, plus personalized credit improvement tips for your situation.

The Credit One Bank® Platinum Visa® reports to the credit bureaus monthly, within days after the end of a cardholder’s monthly billing period. Credit One Platinum reports the card’s credit limit, account balance, payment history, and more to all three of the major credit bureaus: TransUnion, Equifax, and Experian. Credit One Bank may use a specific credit bureau more than another, depending on the applicant’s home state, and other factors.… read full answer

Once Credit One Platinum reports your account information to a credit bureau, it may take a few days before the updates appear on your credit report. New Credit One Platinum cardholders may not see any new credit account info on their credit report for one or two billing periods after getting a card.

If you’d like to review your up-to-date credit score and TransUnion credit report, you can sign up for a free account on WalletHub. That way, you’ll be able to check every day to see if there’s any new information about the Credit One Platinum on your credit report.