Adam Butcher, Member
@adam_butcher
Broadview FCU's credit score requirement is excellent for all of its cards. You can check your credit score for free here on WalletHub. If your credit score is below the threshold needed for a Broadview FCU credit card, it’s best to wait to apply until you meet the credit score requirement.
Credit Score Recommended by Broadview FCU Card
- Broadview Platinum Credit Card: 750 (Excellent credit)
- Broadview Credit Card: 750 (Excellent credit)
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Broadview FCU credit card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
Finally, keep in mind that lenders might use a different score when deciding whether to approve you for a financial product and approval is never guaranteed.
People also ask
When does SEFCU report to credit bureaus?
Broadview FCU reports to the credit bureaus once each month, within days after the end of your monthly billing period. Broadview FCU reports a credit card’s credit limit, account balance, payment history, and more to Experian.
After Broadview FCU reports your account information to the credit bureaus each month, it may take a few days before the updates appear on your credit report. When you first open a new Broadview FCU credit card, you...
read full answer by Georgia Freeman, MemberWhat is the minimum credit score for a credit card?
The minimum credit score for most credit cards is 640-700+, but you can get some cards with bad credit or no credit score at all. Some credit card companies won’t even check your credit history when you apply, making it easy to get approved as long as you have enough income to afford the monthly bill payments.
But there is a difference between getting approved for a credit card in general and getting one...
read full answer by WalletHub, Financial CompanyHow can I increase my credit score quickly?
The fastest ways to improve your credit score are to pay down your balances, dispute incorrect information on your credit report, make more frequent payments, and reduce credit utilization. Credit utilization (how much of your credit limits you use each month) contributes to a portion of your credit score that accounts for 20% - 30% of your overall score. So, an adjustment there can result in a big credit boost pretty quickly. Similarly, you can dispute...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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