Adrian Kaplan, WalletHub Credit Card Consultant
@kaplanlier11
The Dillard's Store Card credit limit is usually around $300 to start, according to customer service representatives. The issuer does not include any specific Dillard's Store Card credit limit information in the card's terms, though.
For the most part, Dillard's Store Card credit limits depend on each applicant's overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
That said, the Dillard's Store Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by calling the number on the back of your card, but it's best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit limit increases on your Dillard's Store Card.
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