Chip Lupo, Credit Card Writer
@CLoop
The biggest disadvantage of the Citi® / AAdvantage® Executive World Elite Mastercard® is that it charges a high annual fee, at $595. Therefore, it’s not a great option for people who use their card infrequently or are tight on money. There are a few other disadvantages of the Citi AAdvantage Executive Card to be aware of, too.
Citi AAdvantage Executive Card Disadvantages
- Annual fee: The annual fee is $595.
- Requires high credit scores: The Citi AAdvantage Executive Card requires good credit for approval.
- No 0% intro APR on purchases: The Citi AAdvantage Executive Card does not currently offer a 0% intro APR promotion on purchases, so it is not good for people looking to finance big purchases.
- No 0% intro balance transfer APR: There is no promotional 0% intro APR on balance transfers.
In addition, there are plenty of other disadvantages applicable to all or most credit cards. Some examples are the hard credit pull that usually happens when you apply, interest charged on balances that are carried from month to month, and the potential to overspend.
Citi® / AAdvantage® Executive World Elite Mastercard®
Citi® / AAdvantage® Executive World Elite Mastercard®
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People also ask
What are the best Citi AAdvantage Executive Card benefits?
The best Citi AAdvantage Executive Card benefits are rental car insurance and lost baggage protection. The Citi® / AAdvantage® Executive World Elite Mastercard® also has Citi Entertainment and $0 fraud liability, which are more common perks across Citibank credit cards.
Citi AAdvantage Executive Card Benefits
- Rental car insurance
- Lost baggage protection
- Citi Entertainment
- $0 fraud liability
- Trip cancellation & interruption protection
- Trip delay protection
- 25% Savings on Inflight Food and Beverage
- Priority boarding
- Free first checked...
What is the Citi AAdvantage Executive Card credit limit?
The Citi AAdvantage Executive Card credit limit is $5,000 or more. Everyone who gets approved for Citi AAdvantage Executive Card is guaranteed a credit limit of at least $5,000, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant’s credit score and income are, the higher the starting credit limit is likely to be.
The Citi AAdvantage Executive Card credit limit that you start with isn’t necessarily your credit line forever. You can ask to get a credit limit increase by calling the...
read full answer by Chip Lupo, Credit Card WriterDoes Citi AAdvantage Executive Card offer rental car insurance?
The Citi® / AAdvantage® Executive World Elite Mastercard® offers rental car insurance as a free benefit. Citi AAdvantage Executive Card rental car insurance covers theft of the vehicle, or damage due to an accident, natural disaster, or vandalism, towing expenses to the nearest collision center are also covered. Cardholders are covered up to $75,000. To get the coverage, a cardholder must decline the rental agency’s insurance and pay for the rental entirely with a Citi AAdvantage Executive Card or miles rewards.
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