Chip Lupo, Credit Card Writer
@CLoop
The biggest disadvantage of the World of Hyatt Business Credit Card is that it charges a high annual fee, at $199. Therefore, it’s not a great option for people who use their card infrequently or are tight on money. There are a few other disadvantages of the World of Hyatt Business Credit Card to be aware of, too.
World of Hyatt Business Credit Card Disadvantages
- Annual fee: The annual fee is $199.
- No 0% APR on purchases: The World of Hyatt Business Credit Card does not currently offer a 0% APR promotion on purchases, so it is not good for people looking to finance big purchases.
- No 0% balance transfer APR: There is no promotional 0% APR on balance transfers.
- Requires high credit scores: The World of Hyatt Business Credit Card requires good credit for approval.
In addition, there are plenty of other disadvantages applicable to all or most credit cards. Some examples are the hard credit pull that usually happens when you apply, interest charged on balances that are carried from month to month, and the potential to overspend.
People also ask
Does World of Hyatt Business Credit Card do a hard inquiry?
Yes, the World of Hyatt Business Credit Card does a hard inquiry on your credit report when you apply. A hard inquiry usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The hard inquiry allows Chase to determine your credit risk and ultimately decide whether you’ll be approved for an account.
The World of Hyatt Business Credit Card requires good credit to be approved. You can check your credit score by signing...
read full answer by Chip Lupo, Credit Card WriterIs World of Hyatt Business a cash back credit card?
No, the World of Hyatt Business Credit Card is not a cash back credit card. Although the World of Hyatt Business Credit Card does not offer cash back directly, it does have rewards, giving 1 - 4 points per $1 spent on purchases. World of Hyatt Business Credit Card’s annual fee is $199.
Key Things to Know About the World of Hyatt Business Credit Card
- Rewards: 1 - 4 points per $1
- Annual fee: $199
- Regular APR: 19.99% - 28.49% (V)
- Foreign transaction fee: $0
- Credit required: Good
- WalletHub editor’s rating: 4.4/5
- WalletHub...
What are the best World Of Hyatt Business Credit Card promotions?
The best World of Hyatt Business Credit Card promotion is an initial bonus of 60,000 bonus points after spending $5,000 in your first 3 months. There are a few other noteworthy World of Hyatt Business Credit Card promotions to take advantage of as well.
World of Hyatt Business Credit Card Promotions for October 2025
- An initial bonus of 60,000 points
- Up to $100 in Hyatt statement credits
- World of Hyatt Discoverist status for as long as your account is open
Credit card promotions change often, so if you see something you’re particularly interested in,...
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