George Cook, Member
@cook_george
The Discover it® Cash Back credit limit is at least $500 for all cardholders. It has the potential to be higher, too. Discover does not disclose a maximum credit limit, but there are reports of some cardholders receiving credit limits between $2,000 and $11,000.
As with all credit cards, an applicant will need to exceed the Discover it Cash Back card’s approval requirements in order to get a credit limit above the minimum. Credit limits are based on much of the same information that account approval itself is. Most notably, that includes the applicant’s credit score and their income vs. their monthly expenses.
Discover it Cash Back’s credit limit minimum is identical to that of all other Discover it credit cards, with the exception of the Discover it Secured Credit Card, where the limit must be set by a security deposit as low as $200. In addition, the Discover it Cash Back card’s $500 limit is comparable to the limits on similar rewards credit cards for good credit, such as Chase Freedom Unlimited®.
Keep in mind that your initial Discover it Cash Back credit limit is not necessarily your credit limit forever. You have the opportunity to ask for credit limit increases. You can ask for a credit limit increase through your online account or by calling Discover at 1 (800) 347-2683. It’s best to wait until you have at least six months of consecutive on-time payments before asking for an increase. Your credit score should also be better than when you initially got the card. Discover may also offer you an automatic credit limit increase during their periodic review of your account, but there’s no guarantee you’ll receive one.
Popular Credit Cards from Our Partners
Patricia, Member
@zjpatti07
I just applied and got a limit of 5k
Bertrand, Member
@bertshep21
I just applied to it on 9/20/22 and got approved with a starting limit of 8000.
People also ask
What is the starting Discover it Cash Back credit limit?
The Discover it® Cash Back credit limit is at least $500 for all cardholders. It has the potential to be higher, too. Discover does not disclose a maximum credit limit, but there are reports of some cardholders receiving credit limits between $2,000 and $11,000.
As with all credit cards, an applicant will need to exceed the Discover it Cash Back card’s approval requirements in order to get a credit limit above the minimum. Credit limits are based on much of...
read full answer by George Cook, MemberHow do you get approved for a high limit credit card?
To get approved for a high limit credit card, you will need good to excellent credit and proof that you can afford a high spending limit. More specifically, your credit limit will be determined by several factors, including your income, assets, and existing debt obligations. Picking the right credit card goes a long way, too.
4 Steps on How to Get Approved for a High Limit Credit Card
1. Improve your credit score:
High limit...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.
I have had the card for about 3 years now and my credit limit was just raised to 17,000.
with my 700 credit score [experian] i was given a 6000.00 credit limit. I've had this card almost 6 months, I highly recommend!
This is not entirely correct, I was just approved today for $11,500 and it’s my first unsecured card