Elijah Nash, WalletHub Analyst
@Eli.nash
No, the Chase Sapphire Reserve card does not cover U-Haul rentals. The auto rental collision damage waiver does not cover cargo vans or trucks, the types of vehicles offered by U-Haul. It’s also good to note that U-Haul rentals don’t count as travel on the Chase Sapphire Reserve card. So, you will only earn 1 point / $1 spent on rentals using the Chase Sapphire Reserve card.
U-Haul offers its own rental insurance, which can be a reliable option. While it’s uncommon, your existing auto insurance policy might also cover rentals. Either way, it’s a good idea to get coverage, as U-Haul declares renters that decline coverage as fully responsible for all damages of rented vehicles.
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People also ask
Do you need car insurance to rent a U-Haul?
No, you don't need car insurance to rent a U-Haul. Most auto insurance policies or credit cards don't extend coverage for U-Hauls, so rental services recommend purchasing optional coverage, as otherwise you would be financially responsible for any kind of damages.
There are multiple options available on the market for U-Haul coverage, such as Safemove, Safetow, or Safestor. U-Haul coverage can include:
- Damage waivers
- Cargo protection
- Medical/life coverage
- Supplemental...
How does the Chase Freedom Unlimited card's rental car insurance work?
The Chase Freedom Unlimited rental car insurance covers cardholders up to the actual cash value of a rental vehicle paid for entirely with this card. Coverage includes damages from collision or theft. It applies to U.S. and international rentals for up to 31 consecutive days. Keep in mind that, to get the coverage, you must decline the rental agency’s insurance.
The Chase Freedom Unlimited card’s rental car insurance coverage is secondary. If your primary auto insurance policy covers...
read full answer by Maria Adams, Credit Cards ModeratorHow do I make the most of Chase Sapphire Reserve rental car insurance?
To make the most of Chase Sapphire Reserve® rental car insurance, use the Sapphire Reserve card to pay every time you rent a car and decline the supplementary coverage offered by the rental company. Chase Sapphire Reserve offers rental car insurance as a free benefit, and cardholders are covered up to $75,000. Taking advantage of the rental car discounts available to Sapphire Reserve cardholders can also help you maximize your savings.
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