Chip Lupo, Credit Card Writer
@CLoop
To freeze a SoFi Credit Card, log in to the SoFi mobile app and navigate to “freeze.” You can also call SoFi customer service at 1 (844) 945-7634 and ask them to freeze your card, though it is much easier to lock and unlock a credit card on the app.
Freezing your SoFi Credit Card will temporarily prevent purchases from being made with your card number, which can be convenient if you lost your credit card or if you’re trying to control your spending. For lost cards, it’s also important to note that you won’t be held responsible for unauthorized purchases thanks to a $0 fraud liability guarantee.
How to Freeze a SoFi Credit Card
- Log in to the SoFi mobile app.
- Select the SoFi Credit Card and then choose “more”.
- Click “Your Card”.
- Change the settings so that your card is in the frozen position.
Locking your SoFi Credit Card will stop new purchases. To start using your credit card at full capacity again, just navigate back to the freeze page and unfreeze the SoFi Credit Card.
Popular Credit Cards from Our Partners
People also ask
I lost my card, canceled it, then found it. How can I reactivate it?
To reactivate a lost and found credit card, call the issuer as soon as possible and check whether it can be reactivated or not. In most instances, a credit card reported as lost is completely deactivated and a new one is issued. Some issuers allow cardholders to lock the card, either online or by requesting it through customer service. This option ensures that the card isn’t usable if someone finds it, but can be reactivated...
read full answer by Benny Joseph, WalletHub AnalystHow can I check my SoFi credit card application status?
You can check your SoFi Credit Card application status by calling 1 (855) 456-7634. When you call, listen to the automated menu and press the key to check your status, then verify your identity so SoFi can match you to your application. You unfortunately cannot check your SoFi Credit Card application status online.
How to Check Your SoFi Credit Card Application Status
- Call 1 (855) 456-7634.
- Follow the prompts that lead to an application status check or connect with a representative...
What is the SoFi Credit Card interest rate?
The SoFi Unlimited 2% Credit Card interest rate is 18.99% - 29.49% (V), with the exact rate depending on factors such as your income, credit history and existing debt. This SoFi Credit Card interest rate is variable, meaning it can change based on certain economic conditions.
The SoFi Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.