Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
You can't get the original Chase Sapphire Reserve® card for your business, but you can get the Sapphire Reserve for Business card instead. This card is designed for small business owners, and you can apply directly through Chase’s website or at a local branch. Just note that you’ll need a registered business and at least good credit to qualify.
Sapphire Reserve for Business was launched in June 2025, offering premium rewards and benefits tailored to small business owners. Unlike the original Chase Sapphire Reserve®, which is a personal credit card not intended for business use, this new version is specifically designed for business spending.
Sapphire Reserve for Business Perks
- Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
- Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
- Earn 5x total points on Lyft rides through 9/30/27.
- Earn 4x points on flights & hotels booked direct.
- Earn 3x points on social media & search engine advertising.
- Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
- Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
Just note that the Sapphire Reserve for Business comes with a $795 annual fee. For business owners who don’t need premium travel perks or prefer a lower-cost option, Chase also offers a range of business credit cards with lower or no annual fees.
Other Notable Chase Business Credit Cards
- Travel: Ink Business Preferred® Credit CardLearn MoreLearn More
- Travel: Ink Business Preferred® Credit CardLearn MoreLearn Moreon issuer's website
- Travel: Ink Business Preferred® Credit CardLearn MoreLearn More
- Cash Back: Ink Business Cash® Credit CardLearn MoreLearn More
- Cash Back: Ink Business Cash® Credit CardLearn MoreLearn Moreon issuer's website
- Cash Back: Ink Business Cash® Credit CardLearn MoreLearn More
- No Annual Fee: Ink Business Unlimited® Credit CardLearn MoreLearn More
- No Annual Fee: Ink Business Unlimited® Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Ink Business Unlimited® Credit CardLearn MoreLearn More
- High Initial Bonus: Ink Business Premier® Credit CardLearn MoreLearn More
- High Initial Bonus: Ink Business Premier® Credit CardLearn MoreLearn Moreon issuer's website
- High Initial Bonus: Ink Business Premier® Credit CardLearn MoreLearn More
- Travel:
- Cash Back:
- No Annual Fee:
- High Initial Bonus:
If you’re not tied to Chase, there are also viable options from other issuers. You can choose the best business credit card according to your specific needs.
It is worth noting that most Chase business credit cards require at least good credit for approval. That’s also the case with many of the best business cards from other issuers. Keep in mind that business cards hold you personally liable for any unpaid balances. So, just like with a personal card, try not to spend outside the means of your business.
People also ask
Is Chase Sapphire Reserve worth it?
Yes, Chase Sapphire Reserve is worth getting if you spend at least $6,000 in the first 3 months and qualify for the card’s initial bonus of 125,000 points. Frequent travelers will also get a lot of value out of Chase Sapphire Reserve because it comes with a $300 annual travel credit and good ongoing rewards. The card’s initial bonus, ongoing rewards, and benefits will help you offset its hefty $795 annual fee.
Reasons Why Chase Sapphire Reserve Is Worth Getting
- ...
What are the best Chase Sapphire Reserve card benefits?
The best Chase Sapphire Reserve card benefits are airport-lounge access and up to $300 in annual travel credit. The Chase Sapphire Reserve® card also has auto rental collision damage waiver and purchase protection, which are more common perks across Chase credit cards.
Chase Sapphire Reserve Card Benefits
- Airport-lounge access
- Up to $300 in annual travel credit
- Auto rental collision damage waiver
- Purchase protection
- Baggage delay insurance
- Return protection
- Extended warranty protection
- ...
What are my Chase Sapphire Reserve approval odds?
Your Chase Sapphire Reserve approval odds are good if you have a credit score of 750+, which is considered excellent credit. Approval odds for the Chase Sapphire Reserve will also be influenced by your annual income and existing debts. Applicants will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN, as well.
What You Need for Good Chase Sapphire Reserve Approval Odds
- Excellent credit
- Enough income to pay credit card...
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