Theresa Chalfant, Writer
@theresa_chalfant
The highest-level Capital One card is the Capital One Venture X Rewards Credit Card. This premium travel card for excellent credit offers impressive perks like airport lounge access, annual travel credits and valuable rewards, including an initial bonus of 75,000 miles for spending $4,000 on purchases in the first 3 months. However, paying the $395 annual fee may only be worth it for high spenders who travel frequently.
Best Capital One Credit Cards
- Rates & Fees Best for Cash Back: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Cash Back: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Cash Back: Capital One Quicksilver Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Best for Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Travel Rewards: Capital One Venture Rewards Credit CardLearn MoreLearn More
- Rates & Fees Best for Big Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Big Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Big Spenders: Capital One Venture X Rewards Credit CardLearn MoreLearn More
- Rates & Fees Best for Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Fair Credit: Capital One QuicksilverOne Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Best for Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Students: Capital One Savor Student Cash Rewards Credit CardLearn MoreLearn More
- Rates & Fees Best for Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Best for Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Best for Bad Credit: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
- Best for Cash Back:
- Best for Travel Rewards:
- Best for Big Spenders:
- Best for Fair Credit:
- Best for Students:
- Best for Bad Credit:
Capital One doesn’t divide its cards into distinct “levels,” but they do offer versions of many of their popular cards that are cheaper or easier to get. These are often distinguished by adding “One” to the card’s name, or by adding “Good Credit,” “Student,” or “Secured.”
Similarly, the Capital One Venture X card requires excellent credit, charges a higher fee, and offers additional perks and rewards compared to the Capital One Venture Rewards Credit Card. The Capital One Venture X card is the best Capital One card for big spenders, though it may not be the best fit for your individual spending habits.
If you’re struggling to decide between two or more Capital One cards, you can get a recommendation using WalletHub’s CardAdvisor tool, or create a free WalletHub account to get more personalized advice.
Popular Credit Cards from Capital One, Our Partner
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Rewards
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0% Intro APR
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No Annual Fee
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Building Credit
People also ask
How hard is it to get a Capital One credit card?
It is not very hard to get a Capital One credit card because Capital One offers cards for people with bad credit, no credit, or better. As long as you meet a Capital One card's requirements and you have a steady income, you should have a chance of being approved.
The easiest credit card to get from Capital One is the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees) because it is available to applicants with bad credit. Depending on your...
read full answer by Sydney Garth, Credit Cards ModeratorWhat credit card do millionaires use?
Millionaires use credit cards like the Centurion® Card from American Express (Amex Black Card) and the J.P. Morgan Reserve Credit Card. Both cards require an invitation to apply, and millionaires have the best chance of getting these high-end credit cards.
Credit Cards That Millionaires Use
- Centurion® Card from American Express
- J.P. Morgan Reserve Credit Card
- Chase Sapphire Reserve®
- Dubai First Royale Mastercard
Some millionaires choose premium travel rewards cards such as American Express Platinum Card® and Chase Sapphire Reserve when invite-only cards aren’t a good option. People with good/excellent credit...
read full answer by Chip Lupo, Credit Card WriterWhat is the Capital One Quicksilver credit limit?
The Capital One Quicksilver credit limit depends on your income, creditworthiness and payment history, which are evaluated once you apply for the card. According to anecdotal reports, the card’s credit limit can be as low as $750 and as high as $10,000. However, Capital One does not list a minimum or maximum credit limit in the card’s terms and conditions.
If you want to aim for a higher credit limit, there are a number of areas...
read full answer by Carmen Peters, MemberDid we answer your question?
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