John Miller, Credit Cards Moderator
@john_miller
To determine if your credit card has insurance benefits, you should contact customer service at the number you see on the back of your card, and speak to a representative. A customer service agent can provide you with accurate and up-to-date information about your credit card’s insurance. There are other ways to do it, as well.
How to Know If Your Credit Card Has Insurance
- Call Customer Service: Contact customer service at the number provided on the back of your credit card to speak with a representative. They can provide you with accurate and up-to-date information about any insurance benefits associated with your card.
- Log In to Your Online Account: Access your credit card issuer's website and log in to your account. This way, you may be able to see the insurance benefits currently available on your card.
- Check the Guide to Benefits: Your credit card issuer may have sent you a guide to benefits with your card. This guide outlines the specific details of the insurance coverage provided, including coverage limits, exclusions, and how to file a claim.
If your card is on a major payment network, like Visa, Mastercard or American Express, then it may offer certain network-related benefits, including insurance. However, it’s the credit card issuer that ultimately decides what benefits the card will offer. So, the best way to find out what type of insurance your card has is to check directly with your credit card company.
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