John S Kiernan, Managing Editor
@John
With some credit cards, you will know right away if you get approved when you apply online. However, not all online applications result in an immediate decision. If you’re instantly approved for the card that you apply for, you should see the good news on your screen within minutes of submitting your application. If your application requires further investigation from the credit card company, you will get a decision via email.
If you apply over the phone or in a branch, the process could take longer, and you will receive a decision via email, mail or phone. This could take up to 14 business days, but applications are generally processed faster than that.
Finally, if you’re approved for a credit card, you will typically receive the card in the mail within 7-10 business days of approval. If you would like to check the status of your application, we recommend calling the issuer’s customer service department. Some credit card companies also let you check on their website.
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People also ask
Will I get approved for a credit card?
Whether or not you will get approved for a credit card depends on several factors. More specifically, what kind of credit card you apply for, your credit history, and how much income you have relative to any debt you owe all come into play.
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How can I check my credit card application status?
You can check your credit card application status either online or over the phone, depending on the credit card company. Many credit card applicants receive a decision within minutes, but it can take longer if the issuer needs more information or if it’s a close call between approval and rejection. Some credit card applications stay in pending status for up to 30 days.
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read full answer by Keyaira Sutton, WalletHub AnalystHow can I find out if I qualify for a credit card?
You can find out if you qualify for a credit card by checking your credit score and making sure you meet the credit card’s approval requirements. For instance, you’ll need to be at least 18 years old, have enough income and/or assets to afford a card’s minimum monthly payments, and a U.S. mailing address.
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