How do I check my business credit?

This question is about Business Credit Cards

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@WalletHub 02/26/20 This answer was first published on 07/30/18 and it was last updated on 02/26/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can check your business credit via three main business credit reporting agencies: Experian, Equifax and Dun & Bradstreet. They track essentially the same information which they get from banks, credit unions and other lenders (even retailers that offer financing), as well as public court documents and business registries.

Practically speaking, there are two different types of business credit scores: business-specific scores and personal credit scores that are used for business lending purposes. The two most popular business credit scores come from Experian and Dun & Bradstreet – Equifax offers business credit reports, but not scores. You can obtain your business credit report and score from these bureaus online, in exchange for payment.

On the other hand, personal credit scores can also be used for business lending purposes. WalletHub can be of help in this aspect, since you can check your personal credit score for free by signing up for an account.

You can also learn more about business credit reports and find some tips on how to build business credit right here on WalletHub. Hope this helps!

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