Jake Pritzowitz, Member
@jake_pritzowitz
The easiest way to get cash back with a Capital One credit card is to choose a card that offers cash back rewards. One of the best Capital One cash back credit cards is the Capital One Quicksilver Cash Rewards Credit Card as it offers 1.5 - 5% cash back on purchases. Plus, the card features a $0 annual fee and $300 in welcome bonuses: a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year (limited-time offer), plus a $200 cash bonus for spending $500 on purchases in the first 3 months.
Capital One rewards credit cards that offer miles also allow you to redeem them for cash. Redemption options include checks and statement credits. But these options won’t get you as much value as redeeming miles for travel purchases. Plus, with cash back rewards, the dollar-value is straightforward, so you won’t have to worry about conversion rates.
Some of the best Capital One cash back credit cards:
- Capital One Savor Cash Rewards Credit Card: Earn 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, along with 1% back on all other purchases (except for 8% back on Capital One Entertainment purchases).
- Capital One Quicksilver Cash Rewards Credit Card: Earn 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, 5% cash back on Capital One Entertainment through 12/31/25, and 1.5% cash back on all other purchases.
- Capital One QuicksilverOne Cash Rewards Credit Card: Earn 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases.
- Capital One Quicksilver Secured Cash Rewards Credit Card: Earn 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1.5% cash back on all other purchases.
If you’re thinking of "cash back" as a way to simply withdraw money, keep in mind that credit card cash advances are extremely expensive. All Capital One credit cards charge a cash advance fee that varies from card to card. Also, unlike regular APRs, cash advance APRs don’t benefit from a grace period. So, interest starts accruing immediately.
Popular Credit Cards from Capital One, Our Partner
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People also ask
How can I use my Capital One credit card at an ATM?
You can use your Capital One credit card at an ATM by just inserting the card into the machine, entering the card’s PIN, and selecting the “cash advance” menu option. Enter an amount to withdraw the cash. And don’t forget to collect your card and cash before you leave. The exact steps may differ depending on the ATM used.
If you don’t have a PIN yet, you can order one through your online account or by calling the...
read full answer by Maria Adams, Credit Cards ModeratorHow can I get a Capital One cash advance?
To get a Capital One cash advance, use a Capital One credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Capital One customer service at the number on the back of your card to request one.
How to Get a Capital One Cash Advance at an ATM
- Call Capital One customer...
How can I get a Capital One Quicksilver credit card cash advance?
To get a Capital One Quicksilver (see details, rates & fees) cash advance:
- Call Capital One customer service at the number on the back of your card and request a PIN, if you don’t already have one.
- Insert the credit card at an ATM and enter the PIN.
- Select the cash advance option on the ATM screen.
- Enter the amount you’d like to withdraw.
- Withdraw the cash and remove the credit card from the ATM.
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