Maria Adams, Credit Cards Moderator
@m_adams
You may qualify for the Platinum Card® if you have at least good credit and enough income to make monthly minimum payments. In addition, you must be at least 18 years old and have a valid Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN) to qualify for this card.
What you need to qualify for the Platinum Card®:
- Good credit or better
- Social Security Number or Individual Taxpayer Identification Number
- Proof of enough income to make the monthly minimum payment
- Physical U.S. address (no P.O. boxes)
- Be at least 18 years old
While these requirements are the most crucial for card approval, Amex may also weigh additional factors when reviewing your application. For instance, they may consider the level of existing debt, the quantity of open accounts, and recent hard inquiries on your credit report. In addition, approval is never guaranteed.
In case you don't know where you stand, you can check your credit score for free, right here on WalletHub.
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People also ask
What is the American Express Platinum Card® credit score requirement?
You typically need good credit or better to have a shot at getting approved for the Platinum Card®. You can check your credit score for free here on WalletHub to see if you qualify.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Platinum Card®. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status,...
read full answer by Elijah Nash, WalletHub AnalystWhat are the American Express Platinum Card® requirements for approval?
The minimum requirements for the Platinum Card® typically include being at least 18 years old, having a good credit score or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number.
Minimum Platinum Card® Requirements
- Enough income to make the monthly minimum payment
- Good credit or better
- 18+ years old
- Social Security number or International Tax Identification...
Is it hard to get the American Express Platinum Card®?
It may be hard to get the Platinum Card® because you need a good to excellent credit score and a high income to be eligible for this card. Approval is never guaranteed, though.
What Makes the Platinum Card® Hard to Get?
You Will Need Good to Excellent Credit
You’ll need a good credit score or better to have a shot at getting approved for the Platinum Card®. American Express will also review your payment history...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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