Maria Adams, Credit Cards Moderator
@m_adams
No, HSBC doesn’t offer any 0% APR credit cards at the moment. The bank only has two rewards credit cards available right now, aimed at people with excellent credit. However, there are several 0% APR credit cards to choose from, offered by other issuers.
One good option is the Wells Fargo Reflect® Card. This card comes with an intro APR of 0% for 21 months from account opening on both purchases and qualifying balance transfers. The card’s regular APR is 17.74%, 24.24%, or 28.49% Variable. There is also a 5% (min $5) balance transfer fee. Wells Fargo Reflect has a $0 annual fee and requires at least good credit for approval.
Notable 0% APR Credit Cards
- Rates & Fees No Annual Fee: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Annual Fee: Wells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Wells Fargo Reflect® CardLearn MoreLearn More
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
- Cash Back: Wells Fargo Active Cash® CardLearn MoreLearn More
- Balance Transfers: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
- Balance Transfers: U.S. Bank Shield™ Visa® CardLearn MoreLearn Moreon issuer's website
- Balance Transfers: U.S. Bank Shield™ Visa® CardLearn MoreLearn More
- Rewards Fifth Third 1% Cash/Back CardLearn MoreLearn More
- Rewards Fifth Third 1% Cash/Back CardLearn MoreLearn Moreon issuer's website
- Rewards Fifth Third 1% Cash/Back CardLearn MoreLearn More
- No Annual Fee:
- Cash Back:
- Balance Transfers:
- Rewards
Check out our editors’ selection of the best 0% APR credit cards for more details on each card.
People also ask
What is the HSBC credit card interest rate?
HSBC credit card interest rates can be 19.99% (V) to 23.99% (V), depending on the card and the applicant’s credit standing. HSBC credit card interest rates are variable, meaning it can change based on certain economic conditions.
HSBC Credit Card Interest Rates by Card
- HSBC Premier World Credit Card: 19.99% to 23.99% (V)
- HSBC Elite Credit Card: 19.99% to 23.99% (V)
HSBC gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from...
read full answer by Chip Lupo, Credit Card WriterIs HSBC a good credit card company?
Yes, HSBC is a good credit card company for rewards, no foreign transaction fees, and intro bonuses, according to WalletHub reviews. HSBC credit cards also have a user rating of 3.8/5 on WalletHub, based on more than 2,000 reviews.
Reasons Why HSBC Is a Good Credit Card Company
- 3.8/5 average user rating on WalletHub
- Initial bonus offers of up to 60,000 points
- Annual fees as low as $95
But...
read full answer by Chip Lupo, Credit Card WriterAre HSBC credit cards easy to get?
HSBC credit cards are not easy to get because they all require excellent credit for approval. Applicants will also need to be at least 18 years old and provide their citizenship/residency status and an accepted tax ID (e.g. SSN), among others. As a result, some people may find it difficult to qualify for a credit card from HSBC.
Credit Requirements for Popular HSBC Credit Cards
- Excellent Credit: HSBC Premier World Credit Card
- Excellent Credit: HSBC Elite Credit Card
- Excellent Credit: HSBC Premier World Credit Card
- Excellent Credit: HSBC Elite Credit Card
You may also want to consider...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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