John Miller, Credit Cards Moderator
@john_miller
Yes, it is worth upgrading to Capital One Quicksilver because it offers 1.5 - 5% cash back on purchases and has a $0 annual fee. It’s also worth mentioning that the card enjoys worldwide acceptance and has a $0 foreign transaction fee, which can make it a good option for international travel.
So, whether you’re a Capital One Platinum Credit Card or a Capital One Quicksilver Secured Cash Rewards Credit Card owner, making the jump to Capital One Quicksilver can work in your favor. Even if you’re a Capital One QuicksilverOne Cash Rewards Credit Card customer, the transition is still worth it because the Capital One Quicksilver card does not have an annual fee.
What to Know Before Upgrading to Capital One Quicksilver
- Credit Pull: Upgrading your Capital One card to Capital One Quicksilver will only do a soft pull of your credit.
- New Cardmember Benefits May Not Be Available: It’s likely that you won’t receive the sign-up or intro APR offers when upgrading to Capital One Quicksilver. Unfortunately, those benefits are reserved for new cardmembers.
You can check WalletHub’s Capital One Quicksilver review if you wish to learn more about the card and decide whether it’s the right fit for you.
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card
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People also ask
Can I upgrade from Capital One Platinum to the Quicksilver card?
Yes, you can upgrade from Capital One Platinum (see details, rates & fees) to the Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees). You can do so either with an offer from Capital One through your online account or by calling the number you see on the back of your card. Capital One tends to offer upgrades on accounts that are at least six months old with a history of timely payments and low credit utilization.
How to Accept a Capital One Upgrade Offer Online
- Click “Upgrade Now” on...
Is it hard to get a Capital One Quicksilver Card?
The Capital One Quicksilver Card is hard to get because you need at least good credit to be considered for approval. You also need a steady income to qualify for the Capital One Quicksilver (see details, rates & fees) card.
Keep in mind that even if you meet all of the requirements for the Capital One Quicksilver (see details, rates & fees) credit card, you’re never guaranteed to be approved. If you have less than good credit, you can consider the secured version of the Quicksilver card, the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees), which might be easier to get.
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