William Memphis, WalletHub Credit Card Analyst
@bill.memp1
You cannot check for Kay Credit Card pre-approval online. Comenity does not offer this feature, so if you’re interested in applying for this card, make sure your credit score is high enough and confirm you meet the eligibility requirements listed in the terms and conditions.
You can, however, use WalletHub’s CardAdvisor tool and see how easy it is to find the right credit card for you. Just answer a few general questions, and CardAdvisor will provide you with some recommended credit card offers based on your responses.
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People also ask
What credit cards can I pre-qualify for?
You can pre-qualify for credit cards with several major credit card companies, including American Express, Bank of America, Capital One, and Wells Fargo using the pre-qualification tool on their website. To check for a pre-qualified offer on an issuer’s website, you just enter a few pieces of personal info and press a button. You will then see any cards you’re pre-qualified for.
Keep in mind that if you get a pre-qualified offer, you’ll still have...
read full answer by Chip Lupo, Credit Card WriterWhats the difference between pre-approved and pre-qualified credit cards?
Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...
read full answer by WalletHub, Financial CompanyWhat does pre-qualified mean for a credit card?
Being pre-qualified for a credit card means the issuer has done a soft pull of your credit history and concluded that you are a good fit. It also means you have an 80%+ chance of acceptance if you decide to apply for the card in question. It’s very similar to pre-approval in those regards.
The main difference between pre-qualification and pre-approval is who makes the first move. If a credit card company sends you an...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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