John Miller, Credit Cards Moderator
@john_miller
The starting credit limit for the MGM Credit Card varies based on each applicant, with some cardholders reporting initial credit limits of $1,000 in some online forums. The issuer does not include any specific credit limit information in the card’s terms, though.
For the most part, credit limits depend on each applicant’s overall creditworthiness. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
Keep in mind that you can ask to get a credit limit increase by calling customer service at (888) 530-3626. It would be best to wait at least 4 months before doing that, though. The issuer might also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low are key for getting unsolicited credit line increases.
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