The best Nordstrom Credit Card benefits are early access to anniversary sales and free Trunk Club styling. In addition, you get rental car insurance along with emergency cash disbursement and card replacement. These are standard benefits which come with the VISA Platinum version of the Nordstrom Credit Card. Those who get approved for the VISA Signature version of the card also get travel insurance, purchase protection, and luggage reimbursement, along many other benefits. The type of Nordstrom Credit Card you get depends on your creditworthiness.
Regardless of the type of VISA card you get, the Nordstrom Credit Card also has a $0 annual fee and gives spending-based rewards: 3 points per $1 spent at Nordstrom (Ambassador or Icon status required), 2 points per $1 spent at Nordstrom as regular cardholder (Influencer status), and 1 point per $1 on all other purchases.
Nordstrom Credit Card Benefits
Store-specific benefits: early access to anniversary sales and free Trunk Club styling.
Rewards: $60 Note when you make any purchase with Nordstrom; 3 points per $1 spent at Nordstrom (Ambassador or Icon status required), 2 points per $1 spent at Nordstrom as regular cardholder (Influencer status), and 1 point per $1 on all other purchases.
Rental car insurance
Emergency cash disbursement and card replacement
Zero liability protection
Purchase protection (only on VISA Signature cards)
Travel accident insurance (only on VISA Signature cards)
Lost luggage reimbursement (only on VISA Signature cards)
VISA concierge (only on VISA Signature cards)
Roadside dispatch (only on VISA Signature cards)
To review the full extent of your Nordstrom Credit Card benefits and learn how to claim them, consult your Visa Platinum or Visa Signature guide to benefits, depending on your version of the card. If you're a frequent Nordstrom shopper and you have good credit or better (a credit score of 700+), the Nordstrom Credit Card is certainly a card to consider adding to your wallet.
Nordstrom points are worth 1 cent each, on average. For example, 10,000 Nordstrom points have a dollar value of roughly $100. As a result, Nordstrom points are less valuable the average department store’s rewards points, which are valued at 1.72 cents each.
The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Nordstrom points:… read full answer
Dollar Value of Redemption Item / Number of Nordstrom Points Needed = Nordstrom Point Value
How to Earn More Nordstrom Points
It’s important to remember that while you can’t change the redemption values of Nordstrom points, you can increase the rate at which you earn them. One of the best ways to increase the number of Nordstrom points that you earn is to apply for either the Nordstrom Visa or the Nordstrom Store Credit Card. That can also help you reach a higher status tier in the Nordy Club program, further boosting your earning potential.
The Nordstrom Credit Card approval requirements include being at least 18 years old and having a credit score of 700, at a minimum. That means applicants for the Nordstrom Credit Card need good credit or better to get approved. Applicants also need to be U.S. residents with a Social Security Number (SSN) who have enough income to afford credit card bills.… read full answer
Here are the Nordstrom Credit Card approval requirements:
A credit score of 700+. That means you need good credit or better to get approved.
Enough income to afford credit card bills and/or low debt relative to income
Age of 18+
Social Security Number (SSN)
If you don't know where you stand in terms of your credit score, you can check it for free, right here on WalletHub. And if you don't think you qualify for the Nordstrom Credit Card, the Nordstrom Store Card has more lenient approval requirements and is open to applicants with fair credit or better (a score of 640+). But keep in mind that unlike the Nordstrom Credit Card, which is on the VISA network and can be used anywhere that accepts VISA, the Nordstrom Store Card can only be used at Nordstrom locations and Nordstrom.com.
Yes, you can use your Nordstrom Credit Card anywhere VISA is accepted. That is virtually anywhere in the world where credit cards are accepted. VISA is one of the networks with the most extensive worldwide acceptance so you won't have to worry about not being able to make purchases.
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