Maria Adams, Credit Cards Moderator
@m_adams
The Old Navy Credit Card credit limit is $1,000 or more; everyone who gets approved for this card is guaranteed this limit. This is also the minimum starting credit limit for the Old Navy Store Card.
For the most part, Old Navy Credit Card credit limits depend on each applicant's overall credit standing. Those with the highest income and best credit scores will generally be offered the highest starting credit limits.
How to Increase Your Old Navy Credit Card Credit Limit
You can ask to get a credit limit increase by calling the customer service number you see on the back of your card. However, it's best not to do that more than once a year. The issuer will also evaluate your account periodically to determine whether you are eligible for a credit limit increase. Paying on time and keeping your credit utilization low is key for getting unsolicited credit line increases.
People Also Apply For
People also ask
How do I increase my Old Navy Credit Card credit limit?
You can request an Old Navy Credit Card credit limit increase online, through the Barclays mobile app, or by calling customer service at 866-386-8679. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Barclays has on file. Barclays will be more likely to increase your credit limit if the revised income clearly shows that you can...
read full answer by Chip Lupo, Credit Card WriterWhat is the Old Navy Credit Card credit score requirement?
The Old Navy Credit Card credit score requirement is 700 or better. That means people with good credit or better have a shot at getting approved for the Old Navy Credit Card.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Old Navy Credit Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and...
read full answer by Maria Adams, Credit Cards ModeratorWhat are the best credit cards with a $20,000 credit limit?
The best credit card for a $20,000 credit limit is the Chase Sapphire Reserve card because it offers 1 - 8 points per $1 spent on purchases. The Chase Sapphire Reserve card only guarantees a minimum credit limit of $10,000, though cardholder reports indicate a limit of $20,000 is possible.
If necessary, you can also request a credit line increase later on to reach your desired credit limit. You will need at least excellent credit to be approved for the card.
Best...
read full answer by Christie Matherne, Credit Card WriterDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.