Chip Lupo, Credit Card Writer
@CLoop
There is no opensky Plus Credit Card concierge benefit. Cardholders with questions about their account can call 1 (800) 859-6412 for assistance, but the customer service representative won’t be able to perform the wide range of services provided by some credit card concierges.
A concierge acts like an on-demand personal assistant for cardholders, able to help with nearly anything, from travel and purchase assistance to directions and restaurant reservations. Although opensky Plus Credit Card does not offer concierge service, plenty of other credit cards do. If the benefit is important to you, some popular credit cards that have a concierge are Chase Sapphire Reserve® and Capital One Venture X Rewards Credit Card.
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People also ask
What's the starting credit limit for the opensky Plus card?
The starting credit limit for the opensky Plus Credit Card is at least $300. Since this is a secured card, you will need to fund that amount into a security deposit.
After you’ve funded your initial deposit, you can get a higher credit limit by adding more money to your deposit. Opensky may also review your account after 6 months of on-time payments, to see if you’re eligible for a credit line increase. An automatic credit line...
read full answer by John Miller, Credit Cards ModeratorWhat is the Visa concierge service?
The Visa Concierge Service is a complimentary 24/7 personal assistance service, available to both Visa Signature and Visa Infinite cardholders. This perk offers support for a wide range of lifestyle and travel-related needs. Most tasks are completed within 24 to 48 hours, and there is no limit to the number of times an eligible Visa cardholder can use the service.
To make a request, Visa Signature cardholders may call (800) 953-7392, while Visa Infinite cardholders...
read full answer by Archie Conway, WalletHub Financial AnalystDoes the opensky Plus Secured Visa Credit Card build credit?
Yes, the opensky Plus Credit Card may help you build credit, since Capital Bank reports account information to the credit bureaus each month. Making on-time payments and keeping your balance low can help improve your score. On the other hand, missing payments and maxing out your credit limit can hurt your score.
Building credit with a card like this is easy, as long as you make the right moves. Below, we'll break down what you need to do.
... read full answer by Adam McCann, Financial WriterDid we answer your question?
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