Chip Lupo, Credit Card Writer
@CLoop
You cannot check for PenFed Gold Visa pre-approval. PenFed doesn't have a tool that lets you check for pre-approval online like some issuers do, although it’s possible you could receive an offer for the card by mail if PenFed decides to send one to you. In that case, all you have to do is visit the website listed in your pre-approval letter and enter the invitation code included with your offer.
Instead of waiting around for a mailed offer that may never come, though, you can use WalletHub’s CardAdvisor tool. Just answer a few general questions, and CardAdvisor will recommend some credit card offers based on your responses. You can also join WalletHub for free to get personalized recommendations for cards you’re likely to be approved for.
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People also ask
Is it hard to get a PenFed credit card?
Yes, it is hard to get a PenFed credit card because all PenFed credit cards require at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for a PenFed credit card.
Minimum Credit Score for Notable PenFed Credit Cards
- PenFed Power Cash Rewards Visa Signature® Card: good credit
- PenFed Gold Visa® Card: good credit
- PenFed Platinum Rewards Visa Signature® Card: good credit
- PenFed Pathfinder® Rewards Visa Signature® Card:...
How can I get pre-approved for a PenFed credit card?
PenFed sends pre-approved card offers to potential applicants via mail or e-mail, and existing customers may receive pre-approval for a new card through their online account. To respond to a PenFed pre-approved offer, visit the website listed in your offer and enter the enclosed invitation code. This allows PenFed to flag the application as pre-approved.
PenFed pre-approval doesn’t guarantee that you’ll be approved for a card, but it does indicate that your chances of...
read full answer by Chip Lupo, Credit Card WriterWhats the difference between pre-approved and pre-qualified credit cards?
Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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