John Miller, Credit Cards Moderator
@john_miller
The Pep Boys Credit Card interest rate is 34.99%. The regular Pep Boys Credit Card interest rate is fixed, meaning the rate does not change based on economic conditions, like a variable rate would.
The Pep Boys Credit Card gives you a 23-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a balance on your Pep Boys Credit Card, it will accumulate interest daily at the card's regular APR.
There is no special APR for cash advances because cash advances are not allowed on the Pep Boys Credit Card.The Pep Boys Credit Card has a penalty APR, which applies after you make a late payment.
You can learn more by reading WalletHub’s guide to credit card interest rates.
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People also ask
Is a 21.99% APR good?
A 21.99% APR is not good for mortgages, student loans, or auto loans, as it’s far higher than what most borrowers should expect to pay and what most lenders will even offer. A 21.99% APR is reasonable for personal loans and credit cards, however, particularly for people with below-average credit. You still shouldn’t settle for a rate this high if you can help it, though.
21.99% Is a Good APR For:
Credit cards
... read full answer by Grace Enfield, Content WriterWhere can I use my Pep Boys Credit Card?
You can use your Pep Boys Credit Card for purchases at Pep Boys locations and over 500,000 other automotive locations and gas stations nationwide. This is a store card, which means that it is not backed by any major credit card network and only works at affiliated locations.
Where You Can Use Your Pep Boys Credit Card
Even though store credit cards have limited acceptance, they can still be a...
read full answer by Maria Adams, Credit Cards ModeratorWhat's the starting credit limit for the Pep Boys Credit Card?
The Pep Boys Credit Card does not disclose a credit limit in its terms and conditions. Pep Boys Credit Card credit limits depend on each applicant’s overall creditworthiness. People with the most income and the best credit scores generally receive the highest starting credit limits.
The Pep Boys Credit Card credit limit that you receive when you’re approved isn’t necessarily permanent. You can ask to get a credit limit increase by calling the customer service number on the back of your card, but it’s best not to ask more...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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