Chip Lupo, Credit Card Writer
@CLoop
Capital One’s best second chance credit cards are the Capital One Quicksilver Secured Cash Rewards Credit Card and the Capital One Platinum Secured Credit Card. Both cards are available to people with bad credit and have a $0 annual fee.
Capital One Quicksilver Secured and Capital One Platinum Secured each require a refundable security deposit, making them easier to get than unsecured credit cards for bad credit, and both report your account activity to the three major credit bureaus every month.
Capital One Second Chance Credit Cards
- Rates & Fees Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn Moreon issuer's website
- Rewards: Capital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
(see details, rates & fees)
Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1.5% cash back on all other purchases
Minimum Deposit: $200
Annual Fee: $0
Minimum Credit Required: Bad
- Rates & Fees Partially-Secured: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Partially-Secured: Capital One Platinum Secured Credit CardLearn MoreLearn Moreon issuer's website
- Partially-Secured: Capital One Platinum Secured Credit CardLearn MoreLearn More
- Partially-Secured:
(see details, rates & fees)
Rewards: N/A
Minimum Deposit: $49, $99 or $200
Annual Fee: $0
Minimum Credit Required: Bad
You may not be approved for a Capital One second chance credit card if there’s an open bankruptcy on your credit report or if you are either past-due or over the credit limit on a Capital One card. You can sign up for a free WalletHub account to see where your credit stands. You’ll get daily updates to your credit report and score, plus personalized credit analysis with advice on what you need to work on.
Popular Credit Cards from Capital One, Our Partner
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Rewards
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0% Intro APR
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No Annual Fee
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Building Credit
People also ask
What is the easiest Credit One credit card to get?
The Capital One Platinum Secured Credit Card (see details, rates & fees) and the Capital One Quicksilver Secured Cash Rewards Credit Card (see details, rates & fees) are the easiest Captal One credit cards to get. Both cards are available to applicants with bad credit and require a refundable security deposit, making them easy to get approved for.
Easiest Capital One Credit Cards to Get
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If you are unable to get approved for a Capital One credit card, consider becoming an authorized user on someone else’s credit card account. You can also take a...
read full answer by John S Kiernan, Managing EditorCan you get a Capital One credit card after defaulting on one?
Yes, it is possible to get a Capital One credit card after defaulting on one. However, Capital One will likely deny your application for a credit card if you have a non-discharged bankruptcy on your credit report. Having a past-due or recently charged-off Capital One credit card account, or a Capital One card with a balance above your credit limit could also lead to a denied application.
After defaulting on a Capital One credit card, you should...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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