John Miller, Credit Cards Moderator
@john_miller
Upgrading from a Capital One Quicksilver Cash Rewards Credit Card to a Capital One Venture Rewards Credit Card could be worth it if you travel frequently and want to earn miles instead of cash back. The Capital One Venture offers 2 - 5 miles per $1 spent on purchases, it has perks like travel insurance and TSA PreCheck or Global Entry credit, but it comes with a $95 annual fee.
On the other hand, the Capital One Quicksilver card is a solid choice for everyday spending, especially if you prefer a $0 annual fee and straightforward cash back rewards. So, if you don’t travel much or won’t earn enough from the Venture card to outweigh the fee, you might be better off sticking with Quicksilver.
You can check if you're eligible for an upgrade directly in your Capital One online account or by contacting customer service. Just make sure to compare the benefits and fees before switching, since an upgrade doesn’t always mean a better deal for your situation.
Capital One Quicksilver Cash Rewards Credit Card
Capital One Quicksilver Cash Rewards Credit Card
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