Chip Lupo, Credit Card Writer
@CLoop
The Target Credit Card does not have purchase protection anymore, since the benefit was removed as part of an industry-wide shift away from traditional secondary perks on credit card offers. This is pretty common, unfortunately, as only around half of the major credit card issuers still offer purchase protection on at least one of their credit cards.
Although the Target Credit Card no longer offers purchase protection, applying could still make a lot of sense in the right situation. The Target Credit Card has 5% at Target & Target.com and free shipping at Target.com. It also has an annual fee of $0. All in all, the Target Credit Card is a good card for people who regularly shops at Target.
If you still want to find a good credit card for purchase protection, consider the Chase Sapphire Reserve card. This credit card has great purchase protection coverage, according to the most recent WalletHub purchase protection study.
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People also ask
How do I apply for the Target Credit Card?
The easiest way to apply for the Target Credit Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to TD Bank’s website. Alternatively, you can apply in store.
Keep in mind that the Target Credit Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...
read full answer by Adam McCann, Financial WriterHow can I pay my Target card?
You can make Target Credit Card payment online, by phone, through the TD Bank mobile app, by mail or at a branch. To pay your Target Credit Card bill online, log in to your online account and click on “pay now.” Then, choose how much to pay, when to pay it, and where the payment is coming from. TD Bank does allow cardholders to set up automatic payments, too.
Ways to Make Target Credit Card Payment
- Online:...
What is the Target Credit Card APR?
The Target Credit Card interest rate is 28.45% (V). This Target Credit Card interest rate is variable, meaning it can change based on certain economic conditions.
The Target Credit Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a...
read full answer by Evelyn Boros, Credit Cards ModeratorDid we answer your question?
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