Maria Adams, Credit Cards Moderator
@m_adams
You can add an authorized user to your Target Credit Card either online or over the phone at 1 (800) 424-6888. Just note that the age requirement for authorized users is 16 years old and you can add up to 5 authorized users on your account.
How to Add a Target Credit Card Authorized User Online
- Log in to your Target Credit Card account.
- Click “Add Cardholder” under the “Settings & Help” menu.
- Enter the user’s name, date of birth, phone number, and address.
- Click “Submit”.
When you add a Target Credit Card authorized user, they will receive their own credit card. The card will be sent to your mailing address within 7-10 business days of being added to the account. The authorized user’s credit card will be linked to your account and will have full access to the account’s credit limit.
In addition, any purchases an authorized user makes on the account will appear on your statement. Keep in mind that you, as the primary cardholder, are responsible for all transactions on the account. Ultimately, the Target Credit Card reports account information to all three major credit bureaus, which affects not only the authorized user's credit history but also yours.
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People also ask
How do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call customer service at the number on the back of your card or make the request through your online account. You will need to provide your card number, the primary cardholder’s name, and the authorized user’s name. In addition, some credit card companies may require the primary cardholder’s date of birth, their Social Security number, or the answer to a security question.
You might also be...
read full answer by WalletHub, Financial CompanyIs there a minimum age for an authorized user on a credit card?
No, there is no legally required minimum age for an authorized user on a credit card. That’s because authorized users aren’t entering into any kind of contract or borrowing money in their own name. As a result, many issuers do not have age requirements when it comes to authorized users. This means you could even make a newborn an authorized user on your account if you want to. Just note that some credit card companies have...
read full answer by WalletHub, Financial CompanyWhat are the pros and cons of adding an authorized user to a credit card?
The pros of adding an authorized user to a credit card outweigh the cons in most cases. The primary pro of adding an authorized user to an account is that it allows the authorized user to build credit, while the biggest con is that you are responsible for any purchases the authorized user makes.
Fortunately, there are ways to manage the downsides of this arrangement. For one thing, you don’t have to give the authorized...
read full answer by Ryan P Page, Staff WriterDid we answer your question?
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