Sarah Bilkins, WalletHub Credit Card Analyst
@sarah.bilkins
You can apply for a TD Bank credit card either online or over the phone at (888) 561-8861. Alternatively, you can submit an application in person at a TD Bank branch location. Applying for a TD Bank credit card online is the best approach because you can access their website anytime.
How to Apply for a TD Bank Credit Card
- Online: Applying online is the easiest option. All you need to do is provide your name, Social Security number, phone number, and other requested personal information. Then, submit your application and you’re all set.
- Over the phone: Call (888) 561-8861 and follow the automated prompts to get connected to a customer service rep. Just note that you cannot apply for the TD Cash Secured Credit Card over the phone. For this card you can only apply online or in person.
- In person: To apply in person, visit a TD Bank location near you during normal business hours.
In most cases, you’ll get a quick decision when applying for a TD Bank credit card. However, sometimes the issuer will need more time to verify your information. In this case, call (888) 561-8861 and follow the automated prompts to check your application status. Also, make sure to have your Social Security number handy for verification purposes.
Popular TD Bank Credit Cards
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No Interest
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Cash Back
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0% Intro APR
People also ask
How hard is it to get a TD Bank credit card?
It is not very hard to get a TD Bank credit card because TD Bank offers cards for people with bad credit or better. The easiest credit card to get from TD Bank is the TD Cash Secured Credit Card, which is available to applicants with bad credit. Depending on your credit score, you may be able to qualify for other TD Bank credit cards, too.
Minimum Credit Score for Notable TD Bank Credit Cards
- TD Cash Secured Credit Card: Bad credit
- ...
How Long Does It Take to Get a TD Credit Card?
It takes 7 - 10 business days to receive a TD credit card once the application is approved. The timeline is the same for replacement cards, though replacement cards have the option of 48-hour expedited delivery, which may incur a fee of up to $25. TD Bank does not offer expedited delivery for new credit cards.
The total time it takes to get a TD credit card ultimately depends on how quickly you're approved for...
read full answer by Chip Lupo, Credit Card WriterWhat are the TD Bank credit score requirements?
TD Bank’s credit score requirement is 700 or higher for most cards. One exception is the TD Cash Secured Credit Card because it requires a credit score of at least 300 for approval, which is considered bad credit.
Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Credit Score Recommended by TD Bank Card
- TD Cash Secured Credit Card: 300 (Bad credit)...
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