Adam McCann, Financial Writer
@adam_mccann
The top 3 credit cards to have are Chase Freedom Unlimited®, the Capital One Venture X Rewards Credit Card, and the Wells Fargo Reflect® Card. Having these cards in your wallet gives you access to great cash back rewards, travel rewards and 0% financing.
Of these three cards, the best all-around option is Chase Freedom Unlimited®. It has a $0 annual fee and offers 1.5 - 5% cash back, along with an introductory APR of 0% for 15 months on purchases. To qualify for this card, you need at least good credit.
Top 3 Credit Cards in 2023
Of course, the top 3 credit cards in general won’t necessarily be the top 3 credit cards for everyone, especially people who have limited, bad or fair credit. You can check out WalletHub’s picks for the best credit cards to see the top offers for people of all credit levels.

2023's Best Credit Cards
Compare CardsPeople also ask
Did we answer your question?