The Torrid Credit Card minimum payment is $29 ($35 if you were charged a late fee) or the past due amount plus 5% of plan balance at the end of billing period rounded up to nearest $1 (minimum $5). If the statement balance is less than $29, the Torrid Credit Card minimum payment will be equal to the balance. In addition, if you recently missed a payment, the issuer may add a late fee to your minimum payment.
Here’s how much the Torrid Credit Card minimum payment is:
Balance below $29: If your statement balance is less than $29 ($35 if you were charged a late fee during the prior six billing periods), the Torrid Credit Card minimum payment will be equal to the balance.
Balance over $29: If your balance is more than $29 (or $35 if you were charged a late fee during the prior six billing periods), the minimum payment is the past due amount plus 5% of plan balance rounded up to nearest $1 (minimum $5).
Your minimum payment may be different if you choose one of the Torrid Credit Card’s financing plans. In any case, you can find how much exactly your minimum payment is on your monthly statement.
Lastly, keep in mind that, if you recently missed a payment, the issuer may add a late fee (up to $41) to your minimum payment.
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