The Torrid Credit Card minimum payment is $29 ($35 if you were charged a late fee) or the past due amount plus 5% of plan balance at the end of billing period rounded up to nearest $1 (minimum $5). If the statement balance is less than $29, the Torrid Credit Card minimum payment will be equal to the balance. In addition, if you recently missed a payment, the issuer may add a late fee to your minimum payment.
Here’s how much the Torrid Credit Card minimum payment is:
Balance below $29: If your statement balance is less than $29 ($35 if you were charged a late fee during the prior six billing periods), the Torrid Credit Card minimum payment will be equal to the balance.
Balance over $29: If your balance is more than $29 (or $35 if you were charged a late fee during the prior six billing periods), the minimum payment is the past due amount plus 5% of plan balance rounded up to nearest $1 (minimum $5).
Your minimum payment may be different if you choose one of the Torrid Credit Card’s financing plans. In any case, you can find how much exactly your minimum payment is on your monthly statement.
Lastly, keep in mind that, if you recently missed a payment, the issuer may add a late fee (up to $41) to your minimum payment.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user.
Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.